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$695,000

402 SHORE DRIVE W, OLDSMAR, FL 34677

3D Tour
Active209 days on market

Beds

4

Baths

3

Sq Ft

1,711 sq ft

Year Built

1999

Lot Size

0.18 acres

Garage

—

About This Property

Virtually Staged. PRICE ADJUSTMENT October 14th. Gorgeous water views of Old Tampa Bay from this custom-built, original-owner home in a prime Oldsmar location, directly across from popular R.E. Olds Park with its amphitheater, fishing pier, playgrounds, sand volleyball and annual fireworks you can enjoy from your front porch. The resort-style backyard features a large in ground pool with spa, kiddie pool, spillover fountain and fiberoptic lighting, all within a screened enclosure with covered area for dining and parties would cost well over $100k to install today. A spacious concrete pad doubles as a basketball court and offers room to store a boat or add a shed, plus parking for 2 cars under carports and a deep driveway that has accommodated 10+ vehicles, with overflow available at the park. Upstairs, the main living level welcomes you through double hurricane-rated doors to beautiful Brazilian hand-scraped wood floors, abundant windows, and an eat-in kitchen with granite counters and arched opening to the living room, along with a formal dining room. An office or bedroom on this level opens via sliding glass doors to a balcony overlooking the pool, and a convenient half bath completes the floor. The bedroom level begins with a newer washer/dryer closet for easy access to all bedrooms. The primary suite offers stunning water views from sliders, the third-level deck and multiple windows, and its ensuite bath was updated in 2017 with new cabinetry, tile and quartz counters; the second full bath was also updated. Major updates include a 2016 roof and 2023 A/C, making this well-maintained home ideal for both everyday living and large gatherings.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8485835
StatusActive
Year Built1999
Stories3
Total Rooms10
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationPillar/Post/Pier
FacesSouth
SubdivisionOLDSMAR REV MAP
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Closet, Upper Level, Washer Hookup
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorBasketball Court, Outdoor Shower, Sidewalk, Sliding Doors
Other StructuresStorage
Lot Size0.18 acres (7,741 sq ft)
Lot FeaturesCleared, Flood Insurance Required, FloodZone, Level, Private, Sidewalk
Road SurfacePaved, Asphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesChlorine Free, Fiber Optic Lighting, Gunite, In Ground, Lighting, Pool Sweep, Salt Water, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$695,000
Original Price$849,000
Annual Taxes$3,890 (2025)
FinancingCash, Conventional, VA Loan
ZoningRES
Parcel #232816639360400050

Directions

FROM SR580 TO E ON ST PETERSBURG DR TO S OAKWOOD BLVD TO E ON SHORE DR HOME ON LEFT

Location

402 SHORE DRIVE W, OLDSMAR, FL 34677

Listing Information

OfficeHOMES BY SANDERS REALTY
ListedMarch 17, 2026

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Home Price

$695,000

20% ($139,000)
6.75%

Loan Term

Principal & Interest$3,606
Property Tax (est.)$637
Insurance (est.)$150
Total Monthly$4,393
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How to Buy This Home

Multiple financing options available for this $695,000 home in OLDSMAR.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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