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$500,000

9103 E AQUA VISTA DRIVE, INVERNESS, FL 34450

3D Tour
Active196 days on market

Beds

2

Baths

2

Sq Ft

1,944 sq ft

Year Built

1991

Lot Size

0.25 acres

Garage

2

About This Property

This waterfront gem, nestled in a cul de sac, features direct access to the scenic Tsala Apopka Chain of Lakes. Inverness was voted Small Town Done Rigjt for a reason. 46 mile Withlacoochee Boke Trail right downtown. Bonuses include: Roof 2017, AC 2024, large metal shed + 30 amp RV service installed. Enjoy the 480 sq ft deck, while watching the cranes stroll by with their babies. The sunset + sunrise from this home are not to be missed. Much of the flooring has been replaced with wood look vinyl. A cozy den overlooks the water with large windows. A bonus room which has sometimes been used for grandkids sleepovers, is a perfect craft/hobby room. An expansive kitchen overlooks a breakfast bar + separate dining room. In front of the concrete seawall lies your private dock—perfect for fishing or boating right from your backyard.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8486586
StatusActive
Year Built1991
Stories1
Total Rooms3
ConstructionConcrete
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionPOINT O WOODS UNIT 02
CountyCitrus
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Skylight(s), Split Bedroom, Thermostat
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air, Mini-Split Unit(s)
HeatingHeat Pump

Exterior & Lot

ExteriorPrivate Mailbox
Other StructuresShed(s)
Lot Size0.25 acres (8,840 sq ft)
Lot Dimensions68 x 130
Lot FeaturesCul-De-Sac
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake Front, Lake - Chain of Lakes

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$500,000
Annual Taxes$4,533 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningCLR
Parcel #20E19S020020000C00490

Schools

ElementaryInverness Primary School
MiddleInverness Middle School
HighCitrus High School

Directions

Inverness traffic light 44 E Gulf to Lake Hwy/Gospel Island Rd, go N on Gospel, Left on Crescent, left on Aqua vista. Home on right.

Location

9103 E AQUA VISTA DRIVE, INVERNESS, FL 34450

Listing Information

OfficeERA AMERICAN SUNCOAST REALTY
ListedMarch 27, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$500,000

20% ($100,000)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,203
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $500,000 home in INVERNESS.

🏛️

FHA Loan

$17,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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