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$629,900

3749 MCKAY CREEK DRIVE, LARGO, FL 33770

3D Tour
Active178 days on market

Beds

3

Baths

2

Sq Ft

1,742 sq ft

Year Built

1971

Lot Size

0.19 acres

Garage

2

About This Property

Live the Florida lifestyle in this beautifully updated 3-bedroom, 2-bathroom, Harbor Hills pool home. It offers 1,700+ sq ft of bright, inviting living space in a high and dry, non-flood zone location. The home welcomes you with a spacious living room anchored by a large picture window and flows into a stylish kitchen with granite countertops, newer appliances, generous cabinetry, and a convenient eat-in bar. A spacious Florida room stretches across the back of the home, creating the perfect setting for entertaining or relaxing. Sliding glass doors from the Florida room and primary suite open to a screened, heated pool and lanai, seamlessly blending indoor comfort with outdoor living. A split floor plan offers privacy, while thoughtful updates include interior laundry, newer HVAC, pool heater, and fresh exterior paint. This home has received rave reviews, as both a short and long term rental. The home can be purchased furnished, offering immediate, excellent investment potential. Schedule your private showing today and experience this exceptional home for yourself!Ideally located minutes from top-rated schools, shopping, dining, the Belleair Causeway boat ramp, and the Gulf coast’s award-winning beaches. This Harbor Hills pool home checks all the boxes—ideal as a primary residence, second home, or short-term rental investment in one of Pinellas County’s most sought-after coastal communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8486624
StatusActive
Year Built1971
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHARBOR HILLS 1ST ADD
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Window Treatments
FlooringCarpet, Engineered Hardwood, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Lighting, Sliding Doors
Lot Size0.19 acres (8,220 sq ft)
Lot Dimensions80 x 109
Lot FeaturesUnincorporated
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, In Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$100 / Annually
Senior CommunityNo

Financial Details

List Price$629,900
Original Price$649,000
Annual Taxes$8,575 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #053015360000070140

Schools

ElementaryAnona Elementary-PN
MiddleSeminole Middle-PN
HighLargo High-PN

Directions

Heading south on Indian Rocks Road, turn right onto Avocado Road. Take the first left onto Brookside Drive. Turn right onto McKay Creek Drive and the home will be on your right.

Location

3749 MCKAY CREEK DRIVE, LARGO, FL 33770

Listing Information

OfficeTHE SHOP REAL ESTATE CO.
ListedMarch 14, 2026

Schedule a Tour

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$629,900

20% ($125,980)
6.75%

Loan Term

Principal & Interest$3,268
Property Tax (est.)$577
Insurance (est.)$150
Total Monthly$3,996
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $629,900 home in LARGO.

🏛️

FHA Loan

$22,047 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 20, 2026.

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