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$455,000

20403 GAMBLE DRIVE, BROOKSVILLE, FL 34601

3D Tour
Active111 days on market

Beds

2

Baths

2

Sq Ft

1,862 sq ft

Year Built

1980

Lot Size

2.50 acres

Garage

2

About This Property

Virtually Staged. HUGE PRICE REDUCTION!! IF YOU'VE BEEN HOLDING OFF LOOKING AT THIS HOME - DO NOT WAIT ANY LONGER!! NEWLY REMODELED POOL HOME ON 2.5 acres, with partially converted Detached garage. PEACE AND QUIET and NATURE is what you get here! Situated at the end of a paved road and surrounded on two sides by large wooded parcels encourages abundant wildlife and privacy. Completely fenced parcel with gate access leads to a remodeled home READY TO MOVE IN, NEW kitchen, baths and appliances. The original two car attached garage has been tastefully converted into a master suite including two large walk in closets with built ins and its own mini-split for climate control. The large Master bathroom has a soaking tub and separate shower stall. The inside laundry room is adjacent the kitchen and has room for additional storage. The wide open kitchen, dining and family rooms are perfect for family time and entertaining space. Out back is more entertainment space with the inground pool and hot tub completely screen enclosed. There's a gazebo out back too and plenty of space for a fire. The climate controlled detached garage has been half converted into an additional 640sf of finished living space with a THIRD BEDROOM, full bath, laundry hookups, bedroom and living/kitchen area- perfect for a GUEST house, game room or family member. The other half of garage has plenty of storage space for cars, bikes, equipment etc. The septic drainfield was replaced recently, roof is 7yrs old with new gutter system

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8486924
StatusActive
Year Built1980
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHAMMOCK ACRES
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric
SecuritySecurity Gate

Exterior & Lot

ExteriorPrivate Yard
FencingWire
Other StructuresGuest House
Lot Size2.50 acres (108,900 sq ft)
Lot Dimensions237 x 460
Lot FeaturesIn County, Street Dead-End, Unincorporated
Road SurfacePaved, Asphalt
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Screen Enclosure
SpaAbove Ground, Heated

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$455,000
Original Price$500,000
Annual Taxes$4,620 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningAR
Parcel #R0322219228200400030

Directions

US98 North out of downtown Brooksville, then Right onto Hannibal Ln, Left onto Stringer Rd, then Right onto Gamble Dr all the way to the end on the left.

Location

20403 GAMBLE DRIVE, BROOKSVILLE, FL 34601

Listing Information

OfficeSPIRIT REALTY OF FLORIDA
ListedMarch 15, 2026

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Home Price

$455,000

20% ($91,000)
6.75%

Loan Term

Principal & Interest$2,361
Property Tax (est.)$417
Insurance (est.)$150
Total Monthly$2,928
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How to Buy This Home

Multiple financing options available for this $455,000 home in BROOKSVILLE.

🏛️

FHA Loan

$15,925 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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