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$285,000

34433 CEDARFIELD DRIVE, DADE CITY, FL 33523

3D Tour
Active182 days on market

Beds

2

Baths

3

Sq Ft

1,812 sq ft

Year Built

1986

Lot Size

0.23 acres

Garage

2

About This Property

Enjoy the Florida Lifestyle in this well designed home featuring two master suites in a split floor plan, offering comfort and privacy for family and guest. The open floor plan flows beautifully into a spacious kitchen with loads of cabinets and lots of counter space making it perfect for everyday living or entertaining. Step outside to the large screened-in lanai where you can relax and enjoy the privacy and view--an ideal spot for morning coffee or evening gatherings. The home also features spacious bathrooms, and convenient inside laundry room, and an additional half bath for guest. Located in a community with a affordable HOA, the nearby golf course has just recently sold and plans for reopening are actively underway. This convenient location is perfect for those who like easy commute to Tampa, Wesley Chapel, Orlando and Ocala areas making commuting simple while still enjoying a peaceful setting. Out enthusiast will love the many activities nearby including golfing, hiking, biking, fishing, and more. Plus, you're with reach of Central Gulf Coast beaches and popular Florida attractions. Come experience the best of Florida living in a home that offers comfort, conveniencee, and a lifestyle you'll love!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8487042
StatusActive
Year Built1986
Stories1
Total Rooms10
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionWHISP OAKS ESTATE PH 3
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.23 acres (10,000 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$277 / Annually
Senior CommunityNo

Financial Details

List Price$285,000
Original Price$305,000
Annual Taxes$1,349 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningMPUD
Parcel #R0212321131600000490

Schools

ElementaryEastside Elementary School
MiddleD.S. Parrot Middle
HighHernando High

Directions

Hwy 301 North to left Whispering Oaks Blvd. to right on Beechwood to left on Cedarfield to home on right

Location

34433 CEDARFIELD DRIVE, DADE CITY, FL 33523

Listing Information

OfficeHERNANDO EAST REALTY INC.
ListedMarch 16, 2026

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Home Price

$285,000

20% ($57,000)
6.75%

Loan Term

Principal & Interest$1,479
Property Tax (est.)$261
Insurance (est.)$150
Total Monthly$1,890
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $285,000 home in DADE CITY.

🏛️

FHA Loan

$9,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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