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$399,000

14800 WALSINGHAM ROAD UNIT 1203, LARGO, FL 33774

3D Tour
Active17 days on market

Beds

2

Baths

2

Sq Ft

1,040 sq ft

Year Built

1974

Lot Size

0.55 acres

Garage

1

About This Property

Welcome home to this beautifully updated two-bedroom, two-bath waterfront condo located directly on the intercoastal, offering breathtaking waterviews and an exceptional coastal lifestyle. Begin your day on the charming front lanai overlooking the water - perfect spot for a morning coffee - or unwind in the evening with a glass of wine while enjoying the spectacular sunsets. Inside, the residence showcases luxury laminate flooring throughout the main living areas and new carpeting in both bedrooms (2025). The fully remodeled kitchen is designed for both style and functionality, featuring granite countertops, custom soft-close cabinetry (2023), and updated appliances including a stove and microwave (2023), refrigerator (2021), dishwasher (2025)- making entertaining effortless. Additional updates include new hurricane-impact windows and sliders (2019), new washer (2025), and a new hot water heater (2026), providing comfort and peace of mind for years to come. The dining and living rooms capture stunning waterfront views and are located on the first floor, creating an inviting space. Upstairs, you'll find the primary en-suite retreat and second bedroom. The primary bath and second bathroom are tastefully updated. The second bedroom features a Murphy bed, perfect for guests or easily converts into a stylish home office. 1 car garage provides extra storage and is home to the washer, dryer and water heater. Enjoy the resort-style amenities: a waterfront pool and clubhouse, tennis courts - French (Clay) + American (asphalt) courts, a community restaurant, a nearby marina, 24/7 security patrol, well-manicured landscaping and grounds, new AC 2024. No damage from the 2024 storm season-no flooding! Whether you seek full-time residence, a seasonal retreat, or an investment opportunity, this property offers flexibility with a 30-day minimum rental policy. An EXCEPTIONAL waterfront condo! Comes fully furnished with a coastal flair! Just move in! 30 day minimum rental, buyers don’t need to own the property for any amount of time before renting out.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8487203
StatusActive
Year Built1974
Stories2
Total Rooms6
ConstructionStucco, Wood Frame
RoofShingle
FoundationOther
FacesNorth
SubdivisionINDIAN SPGS COLONY
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Window Treatments
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
WindowsStorm Window(s), Window Treatments
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorBalcony, Irrigation System, Lighting, Rain Gutters, Sidewalk, Sliding Doors, Tennis Court(s)
Other StructuresTennis Court(s)
Lot Size0.55 acres (23,931 sq ft)
Lot FeaturesFlood Insurance Required, FloodZone, In County, Landscaped, Near Marina, Near Public Transit, Sidewalk, Unincorporated
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolNo
Pool FeaturesGunite, In Ground, Lighting, Tile
SpaIn Ground

Waterfront

WaterfrontYes
FeaturesIntracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,000
Annual Taxes$4,501 (2025)
FinancingCash, Conventional, FHA
Parcel #073015429770121203

Directions

West on Walsingham Rd, Turn Left into Shipwatch (Last turn before bridge to beach); turn right on Shipwatch Dr, pass guard gate, turn right directly after Shipwatch restaurant - Building 12. Waterfront unit 1203. The front door faces the intercoastal.

Location

14800 WALSINGHAM ROAD UNIT 1203, LARGO, FL 33774

Listing Information

OfficeCENTURY 21 BEGGINS
ListedMarch 16, 2026

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Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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How to Buy This Home

Multiple financing options available for this $399,000 home in LARGO.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: April 2, 2026.

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