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$435,000
Beds
3
Baths
2
Sq Ft
1,881 sq ft
Year Built
1995
Lot Size
0.11 acres
Garage
2
Maintenance-free Florida living in Queen Anne Gate, an intimate gated community of just 42 villas in Palm Harbor — all ages welcome, and not part of Highland Lakes. This 3-bedroom, 2-bath villa with a 2-car garage offers 1,881 square feet of single-story living in Flood Zone X, meaning no flood insurance is required and the home sits in a non-evacuation zone. The low $320 monthly HOA covers cable TV, trash, lawn care, sprinkler system, shrub maintenance, pressure washing, gutter cleaning, and access to The Cabana's heated community pool and spa — true lock-and-leave convenience. Major systems are done: roof replaced in 2015, HVAC new in 2025, exterior paint in 2024, back patio recently resurfaced, and the guest bath refreshed with new shower tile and paint in May 2026. New water heater to be installed prior to closing. Inside, the split, open floor plan features 10-foot ceilings, plantation shutters, and ceiling fans in every room. The eat-in kitchen offers granite counters, 42-inch wood cabinets, stainless steel appliances, a closet pantry, and a pass-through to the formal dining room. A cozy fireplace room and spacious great room round out the living areas. The oversized primary suite includes a large walk-in closet, new window treatments, and a well-appointed ensuite with skylight, double-sink vanity, garden tub, walk-in shower with bench seating, and private water closet. The third bedroom features a Murphy bed, skylights, and a substantial closet — perfect flex space for guests or a home office. New porch pavers lead through a charming courtyard-style entry, and low-maintenance landscaping keeps weekends free. Location is unbeatable: minutes to the new Trader Joe's, Publix, restaurants, Gulf beaches, parks, and golf courses, with easy access to Tampa International Airport. Zoned for Palm Harbor University High School.
East on Tampa Road from US19, North at first traffic light, West Lake RD, RIGHT onto Queen Anne, .5 mile turn LEFT into QUEEN ANNE GATE. You need to get out of your vehicle to enter the gate code. Property will be on your right.
1171 ROYAL BOULEVARD, PALM HARBOR, FL 34684
Pick a Day
Preferred Time
Home Price
$435,000
Loan Term
Multiple financing options available for this $435,000 home in PALM HARBOR.
🏛️
$15,225 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$21,750 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 1, 2026.