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$318,499

927 KELLY FERN LOOP, RUSKIN, FL 33570

Active201 days on market

Beds

3

Baths

2

Sq Ft

1,420 sq ft

Year Built

2023

Lot Size

0.12 acres

Garage

2

About This Property

Beautifully maintained home in Ruskin featuring a functional open layout and spacious living areas. Enjoy peaceful pond water views from your backyard—perfect for relaxing or entertaining. Conveniently located near shopping, dining, and major roadways, this home offers comfort, value, and the best of Florida living.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8487790
StatusActive
Year Built2023
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSOUTH HAVEN
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor
FlooringCarpet, Luxury Vinyl
AppliancesConvection Oven, Dishwasher, Disposal, Microwave
LaundryElectric Dryer Hookup, Inside, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Other
Lot Size0.12 acres (5,568 sq ft)
Lot FeaturesIrregular Lot
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$823 / Annually
Senior CommunityNo

Financial Details

List Price$318,499
Original Price$330,000
Annual Taxes$4,935 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U043219C5100000000151.0

Schools

ElementaryThompson Elementary
MiddleEisenhower-HB
HighLennard-HB

Directions

Drive west on College Ave, turn right on 24th St SE, turn left on Harris Hawk Ave, turn right on Kelly Fern Loop, the house is on the right side.

Location

927 KELLY FERN LOOP, RUSKIN, FL 33570

Listing Information

OfficeLA ROSA REALTY, LLC
ListedMarch 18, 2026

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Home Price

$318,499

20% ($63,700)
6.75%

Loan Term

Principal & Interest$1,653
Property Tax (est.)$292
Insurance (est.)$150
Total Monthly$2,095
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $318,499 home in RUSKIN.

🏛️

FHA Loan

$11,147 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,925 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 1, 2026.

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