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$504,900

4005 CHELSEA LANE, LAKELAND, FL 33809

3D Tour
Active201 days on market

Beds

4

Baths

3

Sq Ft

2,366 sq ft

Year Built

2002

Lot Size

0.41 acres

Garage

3

About This Property

Welcome to this charming home nestled in a quiet, established neighborhood in Lakeland! This well-maintained property offers a perfect blend of comfort and functionality, featuring a spacious layout with abundant natural light throughout. Roof 2022 and water heater 2025. The home boasts a generous living area, a well-appointed kitchen with ample cabinet space, and comfortable bedrooms ideal for both relaxation and everyday living. Step outside to enjoy a sizable backyard—perfect for entertaining, gardening, or simply unwinding in your private outdoor space. Conveniently located near shopping, dining, and major roadways, This home provides easy access to everything Lakeland has nearby while maintaining a peaceful residential feel. Closer to Interstate 4 and U.S. Route 98, offering easy access to Tampa, Orlando, and surrounding areas.. Whether you're a first-time homebuyer, investor, or looking to downsize, this property presents a fantastic opportunity. RENT TO OWN FINANCING AVAILABLE!!! SELLER CONCESSIONS!!! PRICE REDUCED!!! Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8487959
StatusActive
Year Built2002
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionWEDGEWOOD GOLF & COUNTRY CLUB PH 01
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorAttic Ventilator, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Skylight(s), Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
FlooringBamboo, Carpet, Ceramic Tile, Engineered Hardwood, Marble, Porcelain Tile
AppliancesCooktop, Disposal, Electric Water Heater, Freezer, Microwave, Range, Range Hood, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System
Lot Size0.41 acres (17,807 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Fiber Optics, Fire Hydrant, Public, Sewer Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$504,900
Original Price$550,000
Annual Taxes$6,207 (2025)
FinancingCash, Conventional, FHA
ZoningPUD
Parcel #232736016010004010

Directions

98 N. to right on Wedgewood Estates to right on Carpenters Way to Staffordshire Dr. to Chelsea Ln.

Location

4005 CHELSEA LANE, LAKELAND, FL 33809

Listing Information

OfficeSWEET HOME VENTURES PLLC
ListedMarch 18, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$504,900

20% ($100,980)
6.75%

Loan Term

Principal & Interest$2,620
Property Tax (est.)$463
Insurance (est.)$150
Total Monthly$3,233
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How to Buy This Home

Multiple financing options available for this $504,900 home in LAKELAND.

🏛️

FHA Loan

$17,672 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$25,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 12, 2026.

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