$530,000
1039 NORTHRIDGE DRIVE, PALM HARBOR, FL 34683
Beds
3
Baths
2
Sq Ft
2,130 sq ft
Year Built
1986
Lot Size
0.25 acres
Garage
2
About This Property
One or more photo(s) has been virtually staged. ROOF 2025, AC 2021, WATER HEATER 2026 (JULY), NO FLOOD ZONE, NO CDD, LOW HOA. Welcome to this beautifully maintained 3-bedroom, 2-bathroom home with a 2-car garage, located in the highly desirable Hidden Lake community. Situated on a spacious quarter-acre lot, this property offers the perfect blend of comfort, style, and outdoor living. As you enter, you’re greeted by a welcoming hallway that opens to a formal dining area/entertaining are on the right that is ideal for gatherings. The home features high ceilings and a bright, open feel throughout, with beautiful LVP flooring installed in 2025 and tile in all areas (no carpet in the house). The spacious living area flows seamlessly into the kitchen, creating an open concept layout that is perfect for both everyday living and entertaining. The kitchen is both functional and stylish, showcasing granite countertops and Samsung appliances, including a Samsung range and Samsung microwave. The primary suite is a true retreat, offering a spacious layout with an ensuite bathroom that features a skylight window, dual sinks, a relaxing garden tub with jacuzzi, a separate shower, and a walk-in closet. Two additional bedrooms are generously sized, providing comfort and flexibility for family, guests, or a home office. Step outside to your private backyard oasis, complete with a stunning pool area perfect for entertaining, relaxing, or hosting gatherings. The large yard also features a mature mango tree, adding a unique Florida touch. Additional highlights include an electric fireplace and a well-designed layout that blends comfort with functionality. Conveniently located, this home is just minutes from shopping, dining, and everyday essentials. It’s also only 10 minutes from Honeymoon Beach and close to top-rated A schools. The Hidden Lake community offers fantastic amenities including a park, basketball courts, tennis courts, pickleball courts, a playground, and a beautiful lake. This is a rare opportunity to own a move-in ready home in a prime location with everything you need for the Florida lifestyle.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From U.S. 19 travel west on Alderman Rd. travel 1.6 miles (one street past light at Omaha St.) to E. Ridge Dr. first right which is Northridge Dr. Turn right to home on right.
Location
1039 NORTHRIDGE DRIVE, PALM HARBOR, FL 34683
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$530,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $530,000 home in PALM HARBOR.
🏛️
FHA Loan
$18,550 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$26,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.