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$549,000

3207 NAUTICAL PLACE S, ST PETERSBURG, FL 33712

3D Tour
Active147 days on market

Beds

4

Baths

3

Sq Ft

1,934 sq ft

Year Built

2016

Lot Size

0.02 acres

Garage

2

About This Property

PRICE REDUCTION! Now offered at $549,000. Exceptional Value, Meticulously Maintained. Coastal luxury meets effortless living in this beautifully appointed townhome in The Cove at Loggerhead Marina — an exclusive gated waterfront community inspired by Key West charm, with access to Tampa Bay, Boca Ciega Bay, and the Gulf. This three-story townhome with a private elevator offers 4 bedrooms and 2.5 baths, the fourth is flexible as an office, den, or guest space. The open-concept main level features volume ceilings, crown molding, and abundant natural light, overlooking the landscaped community greenspace. The kitchen shines with 42" cabinets (refinished 2026), quartz counters, and new stainless appliances (2025), with a screened porch just off the living area for coffee or evening entertaining. Upstairs, the primary suite offers a sitting area, walk-in closet, and en-suite bath with dual sinks and a walk-in shower. Two additional bedrooms, a full guest bath, and laundry complete the level. The oversized tandem two-car garage has a new epoxy floor (2026), and an extended patio adds outdoor living space. This property experienced no flooding during Hurricanes Helene and Milton. Additional updates include new carpet (2026) and a newer hot water heater (2024). Residents enjoy a waterfront pool, Tiki hut, Captain's Lounge, walking paths, and community-wide mosquito control — all included in HOA dues. Unbeatable location: 8 minutes to downtown St. Pete, 10 to St. Pete Beach, 25 to Tampa via I-275. Live where refinement meets nature — at The Cove at Loggerhead Marina.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8488519
StatusActive
Year Built2016
Stories3
Total Rooms8
ConstructionBlock, Stucco, Vinyl Siding, Wood Frame
RoofMetal
FoundationSlab
FacesSouth
SubdivisionTHE COVE AT LOGGERHEAD MARINA
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Elevator, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Terrazzo
AppliancesDisposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryInside, Laundry Room, Upper Level
WindowsBlinds, Double Pane Windows, Window Treatments
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
SecurityGated Community, Key Card Entry, Smoke Detector(s), Touchless Entry

Exterior & Lot

ExteriorBalcony, Hurricane Shutters, Irrigation System, Lighting, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.02 acres (1,059 sq ft)
Lot FeaturesFloodZone, City Lot, Landscaped, Level, Near Marina, Near Public Transit, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$629 / Monthly
Senior CommunityNo

Financial Details

List Price$549,000
Original Price$599,000
Annual Taxes$6,131 (2025)
FinancingCash, Conventional, VA Loan
Zoning0133
Parcel #113216187310000600

Schools

ElementaryMaximo Elementary-PN
MiddleBay Point Middle-PN
HighLakewood High-PN

Directions

I-275 (Northbound or Southbound) to Exit 16, Pinellas Point Dr. Drive, east on Pinellas Point Dr and turn left at first light, 31st St S. Community is on left.

Location

3207 NAUTICAL PLACE S, ST PETERSBURG, FL 33712

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedMarch 27, 2026

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Home Price

$549,000

20% ($109,800)
6.75%

Loan Term

Principal & Interest$2,849
Property Tax (est.)$503
Insurance (est.)$150
Total Monthly$3,502
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $549,000 home in ST PETERSBURG.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.

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