Skip to main content
1 / 45

$279,900

3960 MERMOOR DRIVE, PALM HARBOR, FL 34685

3D Tour
Active170 days on market

Beds

3

Baths

2

Sq Ft

1,280 sq ft

Year Built

1987

Lot Size

0.08 acres

Garage

1

About This Property

Virtually Staged. Welcome to Brookhaven, a gated community within Ridgemoor in the sought-after East Lake corridor of Palm Harbor. This 3-bedroom, 2-bath villa offers 1,280 square feet of low-maintenance living on a waterfront lot with peaceful pond views.The home has been thoughtfully refreshed with brand-new carpet, fresh professionally painted throughout, and updated outlets and switches in every room. The great room plan features vaulted ceilings that creates a bright, open feel. The kitchen offers solid oak cabinetry, a built-in desk, and stainless steel appliances, side-by-side refrigerator, glass-top range, and microwave. A pass-through opens to the great room and dining area. Step out back to take in the water views, or open the windows on cooler days and enjoy the quiet, tranquil setting. The primary suite features direct pond views and an en-suite bath with a walk-in shower and oak vanity. A split floor plan places the two secondary bedrooms at the front of the villa for added privacy, making them ideal for guests or a home office. A hall bath with a tub/shower combination serves these rooms. The interior laundry room includes a full-size washer and dryer, utility sink, and ample storage. Brookhaven offers a community pool includeing Ridgmoor’s tennis and basketball courts, and a playground. The HOA covers grounds maintenance, exterior painting, roof maintenance, and trash removal. This pet-friendly community is within about 2.5 miles of John Chesnut Sr. Park, Lake Tarpon, the Pinellas Trail, the YMCA, and Lansbrook Golf Club, with Tampa International Airport, St. Pete-Clearwater International Airport, state parks, and the world-famous Gulf beaches a short drive away.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8488826
StatusActive
Year Built1987
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionBROOKHAVEN
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
FlooringCarpet, Tile
AppliancesDryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSliding Doors
Lot Size0.08 acres (3,324 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Public

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$346 / Monthly
Senior CommunityNo

Financial Details

List Price$279,900
Original Price$299,900
Annual Taxes$5,136 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-2.5_1.0
Parcel #262716118750100030

Schools

ElementaryCypress Woods Elementary-PN
MiddleCarwise Middle-PN
HighEast Lake High-PN

Directions

North on East Lake Rd, Right on Ridgemoor Blvd, Left on Hillmoor Dr, Right on Mermoor Ct to address on Right

Location

3960 MERMOOR DRIVE, PALM HARBOR, FL 34685

Listing Information

OfficeRE/MAX REALTEC GROUP INC
ListedMarch 20, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$279,900

20% ($55,980)
6.75%

Loan Term

Principal & Interest$1,452
Property Tax (est.)$257
Insurance (est.)$150
Total Monthly$1,859
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $279,900 home in PALM HARBOR.

🏛️

FHA Loan

$9,797 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Palm Harbor

More Homes in Palm Harbor

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

Call (813) 733-7907TextContact