Beds
2
Baths
2
Sq Ft
1,088 sq ft
Year Built
1958
Lot Size
0.24 acres
Garage
—
About This Property
Affordable waterfront living is getting harder to find in Florida, and this beautifully renovated home is a standout opportunity. Situated on a quiet canal off Miller Bayou, this 2-bedroom, 1-bath property offers peaceful water views and direct access ideal for kayaking, paddleboarding, fishing, and other small-watercraft recreation without the traffic of larger boat canals. Inside, the home has been thoughtfully remodeled with modern finishes and a move-in-ready feel, making it an excellent option for a primary residence, winter retreat, second home, or investment property with short-term-rental potential. Whether you are downsizing, looking for a seasonal getaway, or searching for one of the more approachable waterfront options in the area, this property delivers a rare chance to enjoy the Florida waterfront lifestyle at an attractive price point. Canal access is best suited for kayaks, paddleboards, and small watercraft.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
N on US 19, left onto Bay Blvd. just after the Hardee’s and before Culver’s, right onto Miller Bayou Dr just after the small bridge over the canal. Property is the second on on the right at the beginning of the Cul-De-Sac.
Location
5270 MILLER BAYOU DRIVE, PORT RICHEY, FL 34668
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$299,000
Loan Term
How to Buy This Home
Multiple financing options available for this $299,000 home in PORT RICHEY.
🏛️
FHA Loan
$10,465 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: April 19, 2026.