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$385,000

5059 BERNADETTE DRIVE, ZEPHYRHILLS, FL 33541

Active157 days on market

Beds

4

Baths

3

Sq Ft

2,207 sq ft

Year Built

1980

Lot Size

0.53 acres

Garage

2

About This Property

Situated on an oversized .53-acre lot in Lake Bernadette, this 4-bedroom, 2-bath home offers NEW ROOF and over 2,200 square feet of living space and incredible potential. Featuring a desirable split-bedroom floor plan, the home includes a spacious kitchen with an abundance of cabinetry, perfect for storage and functionality. Step outside to your own private retreat with a beautiful screened pool and spa surrounded by brick pavers, ideal for relaxing or entertaining. While the home does need some updates, it presents a fantastic opportunity to customize and create your dream space. With solid bones, generous square footage, and a prime lot, additional features include: Hot water heater 2 years old, A/C 2 years old, and a newer pool pump. This property is full of possibilities

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8489626
StatusActive
Year Built1980
Total Rooms7
ConstructionBlock, Stucco, Wood Siding
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionLAKE BERNADETTE GARDENS
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Vinyl, Hardwood
AppliancesDisposal, Dryer, Range, Refrigerator, Washer
LaundryIn Garage
WindowsBlinds, Shutters
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorSliding Doors
FencingChain Link
Other StructuresShed(s)
Lot Size0.53 acres (23,103 sq ft)
Lot FeaturesIn County
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Lighting, Screen Enclosure
SpaHeated, In Ground

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$50 / Annually
Senior CommunityNo

Financial Details

List Price$385,000
Original Price$435,000
Annual Taxes$2,417 (2025)
FinancingCash, Conventional
ZoningAR/AGRICULTURAL SFR/MH
Parcel #082621003000000087B

Schools

ElementaryNew River Elementary
MiddleRaymond B Stewart Middle-PO
HighZephryhills High School-PO

Directions

From Wesley Chapel Blvd (54) go North on Eiland to Right on Gold Links Blvd. (Lake Bernadette) to left on Janine Drive to Left on Bernadette Drive to address on the Left.

Location

5059 BERNADETTE DRIVE, ZEPHYRHILLS, FL 33541

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE
ListedMarch 24, 2026

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Home Price

$385,000

20% ($77,000)
6.75%

Loan Term

Principal & Interest$1,998
Property Tax (est.)$353
Insurance (est.)$150
Total Monthly$2,501
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $385,000 home in ZEPHYRHILLS.

🏦

Conventional

$19,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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