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$119,900

2621 COVE CAY DRIVE UNIT 606, CLEARWATER, FL 33760

3D Tour
Active192 days on market

Beds

1

Baths

2

Sq Ft

810 sq ft

Year Built

1974

Lot Size

1.97 acres

Garage

—

About This Property

Virtually Staged. Welcome to this beautifully maintained residence in ever popular Village 2 of Cove Cay, where sweeping panoramic views capture the lush fairways, sparkling community pool, and shimmering Tampa Bay in the distance. This inviting 6th floor condo offers a rare combination of comfort, updates, and lifestyle—perfect for full-time living or a seasonal retreat. Major improvements provide peace of mind, including updated HVAC and windows in 2025, along with a new water heater installed in 2026 and an updated electric panel. Inside, the main living areas are enhanced with attractive vinyl plank flooring, creating a clean, modern feel throughout. The spacious layout includes a versatile enclosed porch/bonus room featuring a large hurricane-rated window—an ideal space for a home office, reading nook, or simply relaxing while enjoying the picturesque surroundings. The generously sized bedroom offers a tranquil retreat with an en-suite bath complete with granite countertops and a large walk-in closet. A stylishly updated half bath adds convenience for guests. Additional highlights include a private laundry room located just across the hall, equipped with a full-size washer and dryer, as well as a covered carport for added convenience. Residents of Cove Cay enjoy access to a beautifully maintained recreation area just a short stroll away, featuring a pool, spa, fitness center, sauna, billiards room, library, and a spacious clubhouse for social gatherings. Offered at an exceptional value, this is a unique opportunity to enjoy the Cove Cay lifestyle with breathtaking views and major updates already in place. Clean as a whistle and move in ready. Lush landscaping, full time security, sparkling pool and spa area, golf, dining and boating available in your community and more make this the Paradise Found known as Cove Cay.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8489841
StatusActive
Year Built1974
Stories10
Total Rooms6
ConstructionBlock, Stucco
RoofBuilt-Up
FoundationSlab
FacesSouth
SubdivisionCOVE CAY 26-21 VILLAGE II
CountyPinellas
OwnershipCondominium
FurnishedPartially

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Living Room/Dining Room Combo, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringLaminate, Luxury Vinyl
AppliancesDishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
LaundryOther
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony, Outdoor Grill
Lot Size1.97 acres (85,956 sq ft)
Lot FeaturesFloodZone, In County, Near Golf Course, Near Marina, Unincorporated
Road SurfacePaved, Asphalt
ViewGolf Course, Pool, Water

Pool & Spa

Private PoolNo
Pool FeaturesGunite, Heated, In Ground
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$119,900
Original Price$139,900
Annual Taxes$2,471 (2025)
FinancingCash, Conventional
Parcel #292916187150000606

Directions

US 19 just S. of Belleair Rd on E. Side. When traveling S., exit at Whitney Rd. and make u-turn. When traveling north, access frontage road near East Bay and 19. Stay in the service road lane. Cove Cay will be on the right after Haines Bayshore. Or enter from Haines Bayshore through the back gate. This building is by the back gate. Important: Call agent to discuss financing options and special assessment.

Location

2621 COVE CAY DRIVE UNIT 606, CLEARWATER, FL 33760

Listing Information

OfficeFUTURE HOME REALTY INC
ListedMarch 28, 2026

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Home Price

$119,900

20% ($23,980)
6.75%

Loan Term

Principal & Interest$622
Property Tax (est.)$110
Insurance (est.)$150
Total Monthly$882
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How to Buy This Home

Multiple financing options available for this $119,900 home in CLEARWATER.

🏦

Conventional

$5,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 28, 2026.

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