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$510,000

416 MANNS HARBOR DRIVE, APOLLO BEACH, FL 33572

3D Tour
Active194 days on market

Beds

4

Baths

3

Sq Ft

2,812 sq ft

Year Built

2006

Lot Size

0.15 acres

Garage

2

About This Property

PRICE IMPROVEMENT + NEW HVAC UNIT + $5,000 SELLER CREDIT! A standout value in the coveted, resort-style community of MiraBay!! This inviting 4-bedroom, 2.5-bath Key West-inspired home offers 2,812 sq. ft. of flexible living space designed for everyday living, including a first-floor primary suite, dedicated office/den, oversized loft, metal roof and expansive screened outdoor living. One HVAC system was just replaced in October, and the seller is offering a $5,000 credit at closing with an accepted contract by Friday, October 16, 2026—ideal for allowable closing costs, an interest-rate buydown or cosmetic updates. A charming paver walkway welcomes you to the expanded front porch, framed by mature tropical landscaping and perfect for morning coffee or unwinding at the end of the day. Above, a private covered balcony provides another peaceful outdoor retreat. Inside, the thoughtfully designed layout offers both flexibility and flow. A dedicated office/den is ideal for working from home or first floor playroom, while the formal dining room provides an inviting setting for gatherings and entertaining. At the heart of the home, the kitchen features granite countertops, double ovens, a gas cooktop and a breakfast area with built-in bench seating, all opening seamlessly to the generous main living area. The first-floor primary suite provides privacy and convenience, with direct access to the screened lanai. Upstairs, the oversized loft/bonus room offers exceptional versatility as a media room, game room or second living area, along with three additional bedrooms and a full bath. Designed for Florida living, multiple sets of French doors open to the expansive screened lanai and extended paver patio. The backyard is being refreshed with new sod, creating an inviting setting for relaxing, entertaining and enjoying the outdoors year-round. Plantation shutters throughout and a durable metal roof add to the home’s appeal, while its versatile spaces offer plenty of opportunity to make it your own. Experience the lifestyle that sets MiraBay apart—a gated waterfront community with resort-style amenities, waterfront recreation and a vibrant sense of community. Residents enjoy a waterfront clubhouse, resort-style pool with waterslide and lap lanes, on-site café, fitness center, tennis and pickleball courts, parks, playgrounds, walking trails and a calendar of community events for all ages. Set along a spectacular 135-acre lagoon, MiraBay also offers opportunities for kayaking, paddleboarding and boating with Gulf access. Conveniently located near waterfront dining and marinas, with easy access to Tampa, St. Petersburg and Sarasota, this home offers an exceptional combination of space, flexibility, outdoor living and resort-style amenities. A low-cost flood insurance policy may also be assumable. Come experience the MiraBay lifestyle and all the possibilities this home has to offer. Welcome Home!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8490028
StatusActive
Year Built2006
Total Rooms9
ConstructionBlock, Cement Siding
RoofMetal
FoundationSlab
FacesNorthwest
SubdivisionMIRABAY PHASE 3A-1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorAttic Fan, Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesBuilt-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator
LaundryInside, Laundry Room
WindowsShutters
CoolingCentral Air
HeatingCentral, Electric, Natural Gas
SecurityGated Community

Exterior & Lot

ExteriorBalcony, French Doors, Irrigation System, Lighting
Lot Size0.15 acres (6,600 sq ft)
Lot FeaturesLandscaped, Near Marina, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$190 / Annually
Senior CommunityNo

Financial Details

List Price$510,000
Original Price$545,000
Annual Taxes$11,453 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U32311962G00000100006.0

Schools

ElementaryApollo Beach-HB
MiddleEisenhower-HB
HighLennard-HB

Directions

Take Dickman Rd and Apollo Beach Blvd to US-41 S/S Tamiami Trl/N U.S. Hwy 41. Turn right onto US-41 S/S Tamiami Trl/N U.S. Hwy 41. Drive to Manns Harbor Dr.

Location

416 MANNS HARBOR DRIVE, APOLLO BEACH, FL 33572

Listing Information

OfficeGULF SHORES REALTY ERA POWERED LLC
ListedMarch 26, 2026

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Home Price

$510,000

20% ($102,000)
6.75%

Loan Term

Principal & Interest$2,646
Property Tax (est.)$468
Insurance (est.)$150
Total Monthly$3,264
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $510,000 home in APOLLO BEACH.

🏛️

FHA Loan

$17,850 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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