Loading...
Loading...
$545,000
Beds
4
Baths
3
Sq Ft
2,812 sq ft
Year Built
2006
Lot Size
0.15 acres
Garage
2
Virtually Staged. Welcome to the MiraBay lifestyle—where thoughtfully designed living meets luxury resort-style amenities and everyday convenience. Now offering a $5,000 seller credit, giving flexibility to apply it toward closing costs, an interest rate buydown, or future enhancements. Enjoy the best of both worlds, this inviting Key West-inspired home pairs MiraBay's sought-after waterfront lifestyle with the added advantage of being situated high and dry, complemented by a low assumable flood insurance policy. With a spacious, highly functional floor plan designed for the way you live today, this home presents a rare opportunity to enjoy one of Tampa Bay's most desirable waterfront communities at a compelling price point. From the moment you arrive, a charming paver walkway leads to the expanded front porch—perfect for morning coffee or unwinding in the evening amid mature tropical landscaping. Above, a private balcony provides a peaceful spot to take in Florida sunsets. Inside, the thoughtfully designed layout offers flexibility and flow, featuring a dedicated office or den, formal dining room, and an open-concept living space ideal for both entertaining and everyday living. The kitchen is equipped with granite countertops, double ovens, a gas cooktop, and a breakfast area with built-in bench seating, all seamlessly connected to the main living area. The first-floor primary suite offers both comfort and convenience, complete with direct access to the screened lanai. Upstairs, an oversized loft provides exceptional flexibility—perfect as a media room, playroom, second living area, study space, or whatever best suits your lifestyle—along with three additional bedrooms and a full bath. Designed for indoor-outdoor living, the home features multiple sets of French doors leading to an oversized screened lanai and extended paver patio, creating the perfect setting for relaxing or entertaining year-round. With a highly desirable floor plan, durable metal roof, and plantation shutters throughout, this home provides an exceptional opportunity to add your own personal style while enjoying lasting quality and value. Ideally positioned within MiraBay, residents enjoy access to one of Tampa Bay's premier gated waterfront communities. From the stunning waterfront clubhouse and resort-style pool with waterslide and lap lanes to the on-site café, fitness center, tennis and pickleball courts, every day feels like a vacation. Set along a spectacular 135-acre lagoon, MiraBay offers a true coastal lifestyle with opportunities for kayaking, paddleboarding, boating with Gulf access, scenic walking trails, neighborhood parks, and a vibrant calendar of community events. Conveniently located just minutes from waterfront dining, marinas, and major highways, with easy access to Tampa, St. Petersburg, and Sarasota, this home offers the perfect blend of lifestyle and location. It's easy to see why MiraBay is considered one of Tampa Bay's best-kept secrets. Schedule your private showing today!!
Take Dickman Rd and Apollo Beach Blvd to US-41 S/S Tamiami Trl/N U.S. Hwy 41. Turn right onto US-41 S/S Tamiami Trl/N U.S. Hwy 41. Drive to Manns Harbor Dr.
416 MANNS HARBOR DRIVE, APOLLO BEACH, FL 33572
Pick a Day
Preferred Time
Home Price
$545,000
Loan Term
Multiple financing options available for this $545,000 home in APOLLO BEACH.
🏛️
$19,075 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$27,250 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 1, 2026.