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$180,000

23 MOUNTAIN LAUREL DRIVE, PALM HARBOR, FL 34684

3D Tour
Active175 days on market

Beds

3

Baths

2

Sq Ft

1,577 sq ft

Year Built

1980

Lot Size

0.11 acres

Garage

—

About This Property

Welcome to Blue Jay Estates, one of Palm Harbor’s most sought-after 55+ resident-owned communities! This charming 3-bedroom, 2-bath manufactured home offers comfort, space, and an active lifestyle all in one. New HVAC (2026) and new electrical panel will be installed before closing. The primary suite features a spacious en-suite bathroom with both a bath and separate shower, along with a walk-in closet. Enjoy an updated kitchen, dedicated laundry room, and plenty of room to relax or entertain. Outside, you’ll find a 2-car carport, screened-in lanai perfect for enjoying Florida’s beautiful weather, and a convenient built-in shed for extra storage. Blue Jay Estates offers fantastic amenities including a heated swimming pool, clubhouse, shuffleboard, and bocce courts. Residents love the vibrant social atmosphere with regular dinners, dances, bingo, and fitness activities. Conveniently located near shopping, dining, and the beautiful Gulf beaches, this is Florida living at its best!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #TB8490077
StatusActive
Year Built1980
Total Rooms9
ConstructionVinyl Siding
RoofMetal
FoundationPillar/Post/Pier
FacesEast
SubdivisionBLUE JAY MOBILE HOME ESTATES CONDO
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringCarpet, Vinyl
AppliancesConvection Oven, Dryer, Microwave, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Other StructuresShed(s)
Lot Size0.11 acres (4,748 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$230 / Monthly
Senior CommunityYes

Financial Details

List Price$180,000
Annual Taxes$701 (2025)
Parcel #172816094190000230

Schools

ElementaryCurlew Creek Elementary-PN
MiddlePalm Harbor Middle-PN
HighCountryside High-PN

Directions

From Curlew Road, turn into the entrance for Blue Jay Estates. Turn left onto Red Oak Drive, then right onto Mountain Laurel Drive. Continue straight—23 Mountain Laurel Dr will be on your left.

Location

23 MOUNTAIN LAUREL DRIVE, PALM HARBOR, FL 34684

Listing Information

OfficeCONCI, REALTORS
ListedApril 14, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$180,000

20% ($36,000)
6.75%

Loan Term

Principal & Interest$934
Property Tax (est.)$165
Insurance (est.)$150
Total Monthly$1,249
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $180,000 home in PALM HARBOR.

🏛️

FHA Loan

$6,300 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 5, 2026.

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