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$260,000

1727 SECOND STREET NE, WINTER HAVEN, FL 33881

3D Tour
Active196 days on market

Beds

3

Baths

2

Sq Ft

1,470 sq ft

Year Built

2022

Lot Size

0.12 acres

Garage

2

About This Property

Welcome to this beautifully built 2022 new construction home in Winter Haven, FL, offering the perfect blend of modern design, energy efficiency, and affordability — all conveniently located near Orlando’s world-famous attractions, including Walt Disney World and Universal Studios. Built by one of Winter Haven’s most recognized affordable builders, J&S Properties, this 3-bedroom, 2-bathroom, 2-car garage home features 1,421 square feet of thoughtfully designed living space with an open-concept floor plan ideal for both everyday living and entertaining. Step inside to find tray ceilings in the living room and primary suite, enhancing the home’s spacious feel, along with LED recessed lighting throughout and abundant natural light. The kitchen is equipped with granite countertops, solid wood soft-close cabinetry, and energy-efficient appliances, combining style with functionality. This home is loaded with upgrades and energy-saving features, including efficient pull-out windows, architectural 30-year shingles, Decora switches, ceiling fans throughout, and window blinds already in place — making it truly move-in ready. Enjoy the benefits of new construction in Central Florida without the wait to build, all in a location that offers easy access to Orlando, Lakeland, Tampa, shopping, dining, and major highways.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8490278
StatusActive
Year Built2022
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionSMITH IDA M SUB 2ND REPLAT PB 33 PG 16
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan
FlooringLaminate
AppliancesBuilt-In Oven, Dishwasher, Range, Refrigerator
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Sliding Doors
Lot Size0.12 acres (5,101 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$260,000
Original Price$277,000
Annual Taxes$4,565 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262821581500002020

Directions

Take 1st street north, turn right on Q Ave then your 2nd left on 2nd Street.

Location

1727 SECOND STREET NE, WINTER HAVEN, FL 33881

Listing Information

OfficeREAL BROKER, LLC
ListedMarch 24, 2026

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Home Price

$260,000

20% ($52,000)
6.75%

Loan Term

Principal & Interest$1,349
Property Tax (est.)$238
Insurance (est.)$150
Total Monthly$1,737
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How to Buy This Home

Multiple financing options available for this $260,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,100 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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