Beds
4
Baths
3
Sq Ft
1,912 sq ft
Year Built
2022
Lot Size
0.14 acres
Garage
2
About This Property
Resort-Style Living in Shell Cove| Low HOA | Spacious 2-Car Garage | Welcome to Shell Cove, a highly desirable community in Ruskin, FL. This move-in-ready home is built with durable all-concrete block construction and features 4 bedrooms and 3 baths with a bright, open floor plan. Shell Cove offers a welcoming, small-town atmosphere while being centrally located between Tampa and Sarasota and just minutes from I-75, giving you easy access to local attractions and Gulf Coast beaches. The spacious two-car garage provides secure parking and plenty of room for storage, bikes, tools, or beach gear—perfect for Florida living. Residents enjoy resort-style amenities, including a community pool, clubhouse, open-air cabana, pickleball and basketball courts, playground, dog park, and scenic ponds and lakes. Outdoor enthusiasts will appreciate nearby E.G. Simmons Park and Little Harbor, offering boating, fishing, beaches, nature trails, and waterfront dining. With shopping, restaurants, schools, medical facilities, and Gulf Coast attractions close by, this home offers the ideal combination of comfort, convenience, and long-term value. Whether you're a first-time buyer, downsizing, or looking for an investment property, this home shows like new and is ready for its next owner. Schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
I-75 to Ruskin Exit (E College Ave/674) Head West on E College Ave/674 to S Tamiami Trail/US Hwy 41 and turn right (heading north) Turn left on W. Shell Point Rd (heading west) Turn right on to Graceful Sea Place Turn left onto Ocean Spray Dr.
Location
1363 ANCHOR BEND DRIVE, RUSKIN, FL 33570
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$315,000
Loan Term
How to Buy This Home
Multiple financing options available for this $315,000 home in RUSKIN.
🏛️
FHA Loan
$11,025 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 14, 2026.