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$230,000

4770 SILVER CIRCLE, ZEPHYRHILLS, FL 33541

3D Tour

Closed55 days on market

Beds

Baths

Sq Ft

1,320 sq ft

Year Built

1995

Lot Size

0.09 acres

Garage

About This Property

PRICE IMPROVEMENT!! This charming 3-bedroom, 2-bath, 2-car garage home is located on the desirable west side of Zephyrhills and offers a bright, open floor plan with a seamless flow throughout the living spaces. The kitchen serves as the heart of the home, featuring ample cabinetry, modern finishes, and all appliances included, making it truly move-in ready. Both bathrooms have been tastefully renovated to provide a fresh, comfortable feel. Fresh paint throughout and new carpet in all the bedrooms. Additional highlights include a two-car garage with laundry space, as well as a wide double driveway offering plenty of extra parking. Situated in a friendly community with a clubhouse and sparkling pool for an affordable HOA of just $110 per month, this home is conveniently located just minutes from downtown Zephyrhills and Zephyr Park, with a short drive to Wesley Chapel’s shopping, dining, and entertainment. Offering modern updates, great amenities, and an ideal location, this home is a must-see!!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8490689

StatusClosed

Year Built1995

Stories1

Total Rooms5

ConstructionStucco

RoofShingle

FoundationSlab

FacesNorth

SubdivisionCHALFONT VILLAS 02

CountyPasco

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s)

FlooringCarpet, Tile

AppliancesMicrowave, Range, Refrigerator

LaundryIn Garage

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox

Lot Size0.09 acres (3,996 sq ft)

Road SurfaceConcrete

Utilities

WaterNone

SewerPublic Sewer

UtilitiesCable Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$130 / Monthly

Senior CommunityNo

Financial Details

List Price$230,000

Original Price$235,000

Annual Taxes$1,568 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningPUD

Parcel #1526210190000000260

Schools

ElementaryWest Zephyrhills Elemen-PO

MiddleRaymond B Stewart Middle-PO

HighZephryhills High School-PO

Directions

SR 54 EAST, RIGHT ON COURT STREET, RIGHT ON SILVER CIR

Location

4770 SILVER CIRCLE, ZEPHYRHILLS, FL 33541

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP

ListedApril 10, 2026

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Home Price

$230,000

Down Payment20% ($46,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,193

Property Tax (est.)$211

Insurance (est.)$150

Total Monthly$1,554

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Nearby Schools

Elementary School

West Zephyrhills Elemen-PO

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Middle School

Raymond B Stewart Middle-PO

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High School

Zephryhills High School-PO

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How to Buy This Home

Multiple financing options available for this $230,000 home in ZEPHYRHILLS.

🏛️

FHA Loan

$8,050 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.