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$399,000

637 PINELLAS BAYWAY S UNIT 301, TIERRA VERDE, FL 33715

3D Tour
Active184 days on market

Beds

2

Baths

3

Sq Ft

1,650 sq ft

Year Built

1992

Lot Size

0.03 acres

Garage

2

About This Property

Welcome to Palm Island in Tierra Verde—where island living meets comfort and style. This move-in ready corner 2BR/2.5BA townhome with a 2-car garage is one of the most desirable layouts in the community, offering added privacy, extra windows, and beautiful natural light throughout. Step inside to light tile flooring that leads to the main living level with an open-concept living, dining, and kitchen layout. The corner unit design creates a bright, airy feel, enhanced by additional windows and skylights. Enjoy a wood-burning fireplace and a private balcony overlooking the community pool—perfectly positioned for both views and privacy thanks to its corner location. The kitchen features white cabinetry, warm-toned granite countertops, and a mosaic tile backsplash that adds texture and subtle elegance. A convenient powder room completes the main level. Upstairs, the spacious primary suite features high ceilings, double closets, a large enclosed private balcony, and an ensuite bath with soaking tub and walk-in shower. The guest bedroom on the opposite side also offers high ceilings and its own full bath. A hallway laundry closet includes a full-size side-by-side washer and dryer. Furniture is optional for an easy, seamless move. Additional highlights include a generously sized 2-car garage with extra storage and rear access for easy entry to the heated community pool. Located in a pet-friendly waterfront community, just moments from walking and biking trails, as well as Tierra Verde’s restaurants and everyday conveniences. New Roof. Only 10 mins to downtown St Petersburg, and 40 mins to Tampa International Airport.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8490902
StatusActive
Year Built1992
Stories3
Total Rooms7
ConstructionConcrete, Stucco, Wood Frame (FSC Certified)
RoofShingle
FoundationSlab
FacesNorth
SubdivisionPALM ISLAND TWNHMS
CountyPinellas
OwnershipCondominium
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Sliding Doors
Lot Size0.03 acres (1,106 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,140 / Monthly
Senior CommunityNo

Financial Details

List Price$399,000
Original Price$449,000
Annual Taxes$6,336 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRM-15
Parcel #203216656880000310

Directions

275 S to Pinellas Bayway S onto Tierra Verde, turn into 637 Pinellas Bayway S complex PALM ISLAND, property straight in on your right

Location

637 PINELLAS BAYWAY S UNIT 301, TIERRA VERDE, FL 33715

Listing Information

OfficeCOASTAL PROPERTIES GROUP
ListedMarch 30, 2026

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Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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How to Buy This Home

Multiple financing options available for this $399,000 home in TIERRA VERDE.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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