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$419,000

637 PINELLAS BAYWAY S UNIT 301, TIERRA VERDE, FL 33715

3D Tour

Active103 days on market

Beds

Baths

Sq Ft

1,650 sq ft

Year Built

1992

Lot Size

0.03 acres

Garage

About This Property

Welcome to Palm Island in Tierra Verde—where island living meets comfort and style. This move-in ready corner 2BR/2.5BA townhome with a 2-car garage is one of the most desirable layouts in the community, offering added privacy, extra windows, and beautiful natural light throughout. Step inside to light tile flooring that leads to the main living level with an open-concept living, dining, and kitchen layout. The corner unit design creates a bright, airy feel, enhanced by additional windows and skylights. Enjoy a wood-burning fireplace and a private balcony overlooking the community pool—perfectly positioned for both views and privacy thanks to its corner location. The kitchen features white cabinetry, warm-toned granite countertops, and a mosaic tile backsplash that adds texture and subtle elegance. A convenient powder room completes the main level. Upstairs, the spacious primary suite features high ceilings, double closets, a large enclosed private balcony, and an ensuite bath with soaking tub and walk-in shower. The guest bedroom on the opposite side also offers high ceilings and its own full bath. A hallway laundry closet includes a full-size side-by-side washer and dryer. Furniture is optional for an easy, seamless move. Additional highlights include a generously sized 2-car garage with extra storage and rear access for easy entry to the heated community pool. Located in a pet-friendly waterfront community, just moments from walking and biking trails, as well as Tierra Verde’s restaurants and everyday conveniences. New Roof. Only 10 mins to downtown St Petersburg, and 40 mins to Tampa International Airport.

Property Overview

Property TypeResidential

Sub TypeTownhouse

MLS #TB8490902

StatusActive

Year Built1992

Stories3

Total Rooms7

ConstructionConcrete, Stucco, Wood Frame (FSC Certified)

RoofShingle

FoundationSlab

FacesNorth

SubdivisionPALM ISLAND TWNHMS

CountyPinellas

OwnershipCondominium

FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom

FlooringCarpet, Tile

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryLaundry Closet

CoolingCentral Air

HeatingCentral, Electric

FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Sliding Doors

Lot Size0.03 acres (1,106 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$1,140 / Monthly

Senior CommunityNo

Financial Details

List Price$419,000

Original Price$449,000

Annual Taxes$6,336 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningRM-15

Parcel #203216656880000310

Directions

275 S to Pinellas Bayway S onto Tierra Verde, turn into 637 Pinellas Bayway S complex PALM ISLAND, property straight in on your right

Location

637 PINELLAS BAYWAY S UNIT 301, TIERRA VERDE, FL 33715

Listing Information

OfficeCOASTAL PROPERTIES GROUP

ListedMarch 30, 2026

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Pick a Day

Preferred Time

Home Price

$419,000

Down Payment20% ($83,800)

Interest Rate6.75%

Loan Term

Principal & Interest$2,174

Property Tax (est.)$384

Insurance (est.)$150

Total Monthly$2,708

Full Calculator →

How to Buy This Home

Multiple financing options available for this $419,000 home in TIERRA VERDE.

🏛️

FHA Loan

$14,665 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.