$2,479,000
2661 CYPRUS DRIVE, PALM HARBOR, FL 34684
Beds
5
Baths
5
Sq Ft
3,734 sq ft
Year Built
2026
Lot Size
2.89 acres
Garage
3
About This Property
Pre-Construction. To be built. Set on nearly 3 acres with over 300 feet of Lake Tarpon shoreline, this is a rare opportunity to bring a custom-designed waterfront estate to life. Tucked beyond private gates at the end of a quiet cul-de-sac, the privacy and lakefront setting are truly exceptional. The proposed home reflects a timeless coastal aesthetic, with a crisp white brick façade complemented by dark roofing and warm wood accents, creating a refined and inviting home. Front-facing gables add dimension and architectural character, while the arched entryway introduces a subtle softness that elevates the overall design. Windows invite natural light and reinforce the connection between the home and its waterfront setting. A side-entry garage preserves the integrity of the front elevation, while landscaping enhances the home. Inside, the first floor centers around a spacious great room that opens seamlessly to the outdoor living areas, creating a natural extension toward the water. A private owner’s suite offers a quiet retreat, while a dedicated office or optional bedroom adds flexibility. The expansive kitchen and main living areas are designed for effortless everyday living and elevated entertaining. Upstairs, additional bedrooms are paired with a spacious game room and flexible living space, ideal for guests or multigenerational living. The setting itself is what truly sets this property apart. From the moment you enter, the homesite opens to panoramic water views, mature trees, and the calm, private ambiance of Lake Tarpon. A 6,000 lb boat lift, open dock with electric and water, and direct access to one of the area’s most sought-after freshwater lakes allow for year-round boating, fishing, and recreation directly from your backyard. Opportunities that combine land, location, and a clear path to build are increasingly rare. This is not just a homesite, it’s a vision ready to be brought to life. Full home plans are available, while still allowing buyers the opportunity to personalize their selections. Exact build specifications to be determined between Buyer and Developer. All site visits must be scheduled in advance. Please do not enter the property without prior authorization.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From US 19, head east on Cyprus Drive to property.
Location
2661 CYPRUS DRIVE, PALM HARBOR, FL 34684
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$2,479,000
Loan Term
Financing a Luxury Home
Specialized financing for this $2,479,000 property in PALM HARBOR. Luxury purchases typically require jumbo or portfolio lending.
💎
Jumbo Loan
$247,900 Down
For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.
🎖️
VA Jumbo
$0 Down
VA-eligible borrowers can go above conforming limits with zero down in many cases.
🏦
Portfolio Loan
$371,850 Down
Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.
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Bridge Loan
$495,800 Down
Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 21, 2026.