$324,999
132 51ST STREET CIRCLE E, PALMETTO, FL 34221
Beds
2
Baths
2
Sq Ft
1,941 sq ft
Year Built
2022
Lot Size
0.08 acres
Garage
1
About This Property
Spacious Villa Living in a Prime, Well-Connected Gulf Coast Location Located in The Cove at Terra Ceia Bay, this 2-bedroom + den villa offers a rare combination of space, functionality, and low-maintenance living all just minutes from I-275 and the Sunshine Skyway, providing quick access to Sarasota, St. Petersburg, Tampa, and the world renowned Gulf beaches. The primary suite is generously sized and features a glass-enclosed shower, private water closet, and two closets, including a walk-in. A front den provides flexible use as a home office, media room, or guest space. The split-bedroom layout offers privacy for both residents and visitors. The open concept floor plan seamlessly connects the kitchen, dining, and living areas. The kitchen is equipped with a large granite island with bar seating, 36" shaker cabinets with soft-close hardware, a built-in pantry, and LG stainless steel appliances. Luxury vinyl plank flooring throughout and over 9ft ceilings enhance the home’s bright, open feel. Step outside to a private screened lanai overlooking a lake, offering a peaceful and private setting. A truly special spot to enjoy your morning coffee while watching the Whistling ducks swim by. Ideally positioned near Terra Ceia Bay and the Manatee River, the area is known for its boating access, nearby marinas, and proximity to Anna Maria Island beaches. Enjoy convenient access to downtown St. Petersburg, Tampa, and Sarasota, along with nearby parks, dining, and everyday amenities. The HOA provides true low-maintenance living, covering exterior maintenance, exterior paint, future roof replacement, master insurance, cable, internet, grounds maintenance, escrow reserves, common area taxes, and access to the community pool. Ideal for full-time residents, seasonal owners, or those looking to downsize without sacrificing space or location. Schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
South on SR 19, turn left on 49th Street East. Turn right on 51st St Circle East.
Location
132 51ST STREET CIRCLE E, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$324,999
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $324,999 home in PALMETTO.
🏛️
FHA Loan
$11,375 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: May 16, 2026.