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$639,000

399 2ND STREET UNIT 416, INDIAN ROCKS BEACH, FL 33785

3D Tour
Active203 days on market

Beds

2

Baths

2

Sq Ft

1,110 sq ft

Year Built

2016

Lot Size

—

Garage

—

About This Property

Seller will contribute $3,500 toward buyer closing costs. Experience WATERFRONT RESORT LIVING at its finest in this beautifully furnished, TURNKEY 2BR/2BA condo at the highly sought after HARBOURSIDE RESORT AT MARKER 33 in Indian Rocks Beach. Enjoy BREATHTAKING INTRACOASTAL WATERWAY VIEWS overlooking boat slips and daily boating activity from your private balcony. This professionally decorated condo features an OPEN CONCEPT LAYOUT, coastal finishes, granite countertops, wood flooring in the main living areas, Smart TVs throughout, and a convenient INSIDE WASHER/DRYER. A rare investment opportunity, this condo offers FLEXIBLE RENTAL OPTIONS—rent as a full 2BR/2BA or rent the second bedroom as a separate 1BR/1BA lockout suite. With 3 day minimum rentals allowed, strong rental history, and being sold FULLY TURNKEY, you can begin generating income immediately. As an owner or guest, you’ll enjoy FOUR DAILY SPLASH HARBOUR WATER PARK PASSES INCLUDED—a valuable perk, as most other Splash condos in the building provide only two. This is a $100/day value and a major advantage for families and vacation renters. The onsite water park features two 45 ft slides, a lazy river, splash zones, cabanas, a waterfall, and a poolside Tiki bar. The resort also offers a ROOFTOP SUNDECK with sweeping Gulf and Intracoastal views, plus access to additional amenities at the neighboring Holiday Inn, including MINIATURE GOLF AND A GAME ROOM. Located just TWO BLOCKS FROM THE WHITE SAND BEACHES of Indian Rocks Beach, this prime location places you steps from local restaurants, shops, parks, bike rentals, and the beach trolley that runs from Clearwater Beach to St. Pete Beach. Downtown St. Pete and Clearwater are an easy drive for dining, arts, and entertainment, and both Tampa International Airport and St. Pete–Clearwater Airport are conveniently close. Whether you're seeking a VACATION GETAWAY, A HIGH PERFORMING RENTAL, or both, this waterfront condo delivers the perfect blend of RESORT AMENITIES, INCOME POTENTIAL, AND COASTAL LIFESTYLE.

Property Overview

Property TypeResidential
Sub TypeCondo - Hotel
MLS #TB8491459
StatusActive
Year Built2016
Stories8
Total Rooms4
ConstructionBlock, Concrete, Stucco
RoofMetal
FoundationSlab
FacesNorthwest
SubdivisionHARBOURSIDE AT MARKER 33 VACATION CONDO
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Stone Counters, Window Treatments
FlooringCarpet, Ceramic Tile, Engineered Hardwood
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorBalcony, Lighting, Sidewalk, Sliding Doors
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Canal Front, Waterfront, Canal - Saltwater, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Phone Available, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$1,660 / Monthly
Senior CommunityNo

Financial Details

List Price$639,000
Original Price$675,000
Annual Taxes$9,268 (2025)
FinancingCash, Conventional
Parcel #123014364110004160

Schools

ElementaryAnona Elementary-PN
MiddleSeminole Middle-PN
HighSeminole High-PN

Directions

Walsingham Rd (Hwy 688) over the bridge, left on 2nd street, south to the entrance and pull into the garage

Location

399 2ND STREET UNIT 416, INDIAN ROCKS BEACH, FL 33785

Listing Information

OfficePLUMLEE GULF BEACH REALTY
ListedMarch 31, 2026

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Home Price

$639,000

20% ($127,800)
6.75%

Loan Term

Principal & Interest$3,316
Property Tax (est.)$586
Insurance (est.)$150
Total Monthly$4,051
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $639,000 home in INDIAN ROCKS BEACH.

🏦

Conventional

$31,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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