$499,400
302 GEORGIA AVENUE, CRYSTAL BEACH, FL 34681
Beds
2
Baths
2
Sq Ft
1,280 sq ft
Year Built
1955
Lot Size
0.15 acres
Garage
—
About This Property
Deep-Water Gulf Access Oasis in Charming Crystal Beach – Where else in Pinellas can you find a Waterfront Property with a Dock and Gulf Access under $500,000 Imagine living in a peaceful coastal oasis where vibrant sunset-painted skies greet you every evening. This classic Florida bungalow offers incredible potential on quiet Avery Bayou with direct Gulf access via Sutherland Bayou — no bridges to navigate and out at all tides. Enjoy your private 10,000-pound boat lift and deep-water dock. Perfect for the true Florida boating and fishing lifestyle you’ve been dreaming of. The home experienced flooding during Hurricane Helene, but water damage was fully remediated right afterward. It now stands as a true blank canvas — a rare opportunity to remodel and create your custom dream home while staying within the FEMA 50% Rule . Offered strictly as-is, this project is ideal for the savvy buyer or investor ready to personalize every detail and maximize value in this highly desirable waterfront location. Some of the Property Highlights include: lots of beautiful cosmetic updates in 2017/2018, new roof in 2018. all new PGT windows and doors in 2019 and the dock was completely redone in 2017 including installing the new lift. No HOA, golf-cart friendly. bike to the nearby Pinellas Trail, visit the Crystal Beach fishing pier just blocks away, or hop on your golf cart for stunning direct waterfront sunsets. Fantastic proximity to downtown Palm Harbor, Ozona, Dunedin, Tarpon Springs, the Dunedin Causeway, Honeymoon, Island — with local restaurants nearby and that laid-back coastal vibe. Every day can feel like a vacation when you live on the water. This is a unique chance to own affordable deep-water frontage in Crystal Beach with endless upside and so much old Florida charm. Don’t miss out — schedule your showing today! Must be Cash or a Renovation Loan
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Alt 19 N or Tampa Rd; left on Crystal Beach Ave; Left on Vincent; Left on Georgia.
Location
302 GEORGIA AVENUE, CRYSTAL BEACH, FL 34681
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$499,400
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $499,400 home in CRYSTAL BEACH.
🏛️
FHA Loan
$17,479 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,970 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Crystal Beach
More Homes in Crystal Beach
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.