$435,000
13016 TERRACE BROOK PLACE, TEMPLE TERRACE, FL 33637
Beds
4
Baths
2
Sq Ft
1,922 sq ft
Year Built
2006
Lot Size
0.12 acres
Garage
2
About This Property
INVESTMENT OPPURTUNITY TURNKEY RENTAL. This stunning one-story block home in the Hidden Oaks community of Temple Terrace offers a rare combination of spacious living and serene waterfront beauty, featuring 4 bedrooms, 2 bathrooms, and a 2-car garage. The heart of the home is a chef-inspired kitchen complete with granite countertops, modern cabinetry, and a gas stove, all flowing toward a west-facing backyard designed for breathtaking sunset views over the pond. Recent upgrades include New AC in 2025, Kitchen Cabinets Refacing and Flooring updates in 2026. Fridge, Washer and Dryer were replaced in 2023. Seller will install a BRAND-NEW ROOF prior to closing — a huge win for insurability, financing, and peace of mind in today's Florida market. The community features well-maintained sidewalks and a playground, perfect for evening strolls. With exceptionally low HOA fees and no CDD, this property provides incredible value in a prime location just minutes from I-75, I-4, USF, major hospitals-the VA Hospital, Moffitt Cancer Center, and AdventHealth., and the nature trails and boardwalks of Lettuce Lake Park.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-75, heading west on East Fletcher Ave, turn left onto Morris Bridge Rd. Turn right onto Arbor Island Blvd. Turn right onto Terrace Ridge Dr. Turn left onto Terrace Brook Pl. Home is on your right.
Location
13016 TERRACE BROOK PLACE, TEMPLE TERRACE, FL 33637
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$435,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $435,000 home in TEMPLE TERRACE.
🏛️
FHA Loan
$15,225 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.