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$650,000

5056 RUBY FLATS DRIVE, WIMAUMA, FL 33598

3D Tour
Active141 days on market

Beds

3

Baths

3

Sq Ft

2,795 sq ft

Year Built

2007

Lot Size

0.20 acres

Garage

2

About This Property

Some homes offer beautiful views. Others offer an exceptional lifestyle. This remarkable residence in the 55+ Valencia Lakes delivers both. Perfectly positioned on one of the community's most desirable pie-shaped waterfront homesites, this south-facing property captures panoramic lake views while overlooking the community center. Its ideal orientation creates the perfect balance, allowing the pool and lanai to enjoy sunshine throughout the day while helping the interior remain naturally comfortable with limited direct afternoon sun. A beautifully maintained tile roof, paver driveway, and charming tropical courtyard create an inviting first impression. This home has also been thoughtfully updated for peace of mind, with two brand-new A/C systems (both interior and exterior units): one installed September 2025, the second installed July 2026. Both are backed by a transferable 10-year warranty, giving the new owner years of worry-free comfort. Step inside and your attention is immediately drawn beyond the expansive living spaces to sparkling water views and the spectacular screened lanai, where a sport-style pool becomes the centerpiece of everyday living and entertaining. This thoughtfully planned residence offers two spacious bedroom suites, two-and-a-half baths, and a versatile den. The split-bedroom floor plan provides privacy for owners and guests alike, while the open-concept design creates an effortless flow between the kitchen, dining area, and great room. Triple tray ceilings, crown molding, upgraded lighting, and custom built-ins add timeless character throughout. The kitchen serves as the heart of the home, offering upgraded cabinetry with custom pull-out storage, two built-in double ovens, two refrigerators, workspace, and a sunny breakfast nook overlooking the lake, a peaceful setting to begin each morning. Just outside, a propane system supplies the gas grill, fire pits, and pool and jacuzzi heater, making outdoor entertaining effortless year-round. Privately situated at the rear of the home, the owner's retreat embraces the waterfront setting with beautiful lake views, direct access to the lanai, and dual custom walk-in closets. The spacious en-suite bath features separate vanities, a dedicated makeup station, and an expansive wall of mirrors. Across the home, the guest suite offers its own private bath. The flexible den easily serves as a home office, hobby room, fitness space, or potential third bedroom. Life in Valencia Lakes extends far beyond your front door. Residents enjoy a resort-inspired lifestyle centered around a 40,000-square-foot clubhouse and 40-acre waterfront recreation complex featuring resort and lap pools, tennis, pickleball, bocce, basketball, a fitness center, dog park, baseball field, community garden, and RV and boat storage. More than 100 acres of preserved natural landscape provide scenic beauty and abundant wildlife, while clubs, social events, and activities foster an active community. An on-site café serving breakfast, lunch, dinner, and seasonal specials adds convenience to everyday living. Furniture, including all patio furniture and grill, may be purchased separately and is negotiable. Ideally located with easy access to Tampa, St. Petersburg, Sarasota, championship golf, shopping, dining, and Tampa International Airport, this exceptional home offers one of Valencia Lakes' premier waterfront settings and the opportunity to enjoy one of Florida's most sought-after 55+ resort communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8492996
StatusActive
Year Built2007
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesNorth
SubdivisionVALENCIA LAKES
CountyHillsborough
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesBuilt-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsDrapes
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorCourtyard, Private Mailbox, Sidewalk, Sliding Doors
Lot Size0.20 acres (8,871 sq ft)
Lot Dimensions72.12 x 123
Lot FeaturesLandscaped, Level, Sidewalk
Road SurfacePaved, Asphalt
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Lighting, Screen Enclosure, Tile
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Fire Hydrant, Phone Available, Propane, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,770 / Quarterly
Senior CommunityYes

Financial Details

List Price$650,000
Original Price$825,000
Annual Taxes$7,110 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U32312092300000000042.0

Directions

Head south on I-75 S, Take exit 240A to merge onto FL-674 E/College Ave toward Sun City Center, Use the left 2 lanes to turn left onto US-301 N, Turn right onto Valencia Grande Avenue, Turn left onto Valencia Lakes Avenue, Turn right onto Ruby Flats Dr, Destination will be on the right, 5056 Ruby Flats Dr, Wimauma, FL 33598

Location

5056 RUBY FLATS DRIVE, WIMAUMA, FL 33598

Listing Information

OfficeKELLER WILLIAMS SOUTH TAMPA
ListedApril 2, 2026

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Home Price

$650,000

20% ($130,000)
6.75%

Loan Term

Principal & Interest$3,373
Property Tax (est.)$596
Insurance (est.)$150
Total Monthly$4,119
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How to Buy This Home

Multiple financing options available for this $650,000 home in WIMAUMA.

🏛️

FHA Loan

$22,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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