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$575,000

285 107TH AVENUE UNIT 701, TREASURE ISLAND, FL 33706

3D Tour
Active114 days on market

Beds

2

Baths

2

Sq Ft

1,055 sq ft

Year Built

1974

Lot Size

Garage

About This Property

Looking for a waterfront condominium? This is THE ONE! This beautifully appointed waterfront 2-bedroom, 2-bath condominium offers a perfect blend of comfort and coastal charm. Fully furnished with stylish décor, the open-concept living space features large windows that fill the home with natural light and showcase stunning water views. The well-equipped kitchen flows seamlessly into the dining and living areas, ideal for both relaxing and entertaining. The spacious primary suite includes a private bath, while the second bedroom is perfect for guests or a home office. Enjoy serene mornings and peaceful evenings from your private balcony overlooking the water. This unit is move-in ready, just bring your toothbrush and beachwear! Everything in unit stays! This unit comes with 2 assigned parking spaces (1 of 11 owners that have 2 spaces) - 1 space is under building and 1 space is on East end of building (uncovered).

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8493449
StatusActive
Year Built1974
Stories8
Total Rooms8
ConstructionConcrete
RoofBuilt-Up
FoundationStilt/On Piling
FacesNorth
SubdivisionST JAMES CONDO
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Solid Surface Counters, Window Treatments
FlooringCeramic Tile, Engineered Hardwood
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryCommon Area
WindowsBlinds, Rods, Window Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Private Mailbox, Sliding Doors
FencingVinyl
Lot FeaturesFloodZone
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Waterfront, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$690 / Monthly
Senior CommunityNo

Financial Details

List Price$575,000
Original Price$615,900
Annual Taxes$6,201 (2025)
FinancingCash, Conventional, Other, VA Loan
Parcel #233115779120000701

Directions

From Gulf Blvd turn east on 107th Avenue. Proceed .3 miles and St James is on the right. Park in visitors parking parallel to road.

Location

285 107TH AVENUE UNIT 701, TREASURE ISLAND, FL 33706

Listing Information

OfficeCENTURY 21 BEGGINS
ListedApril 2, 2026

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Home Price

$575,000

20% ($115,000)
6.75%

Loan Term

Principal & Interest$2,984
Property Tax (est.)$527
Insurance (est.)$150
Total Monthly$3,661
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How to Buy This Home

Multiple financing options available for this $575,000 home in TREASURE ISLAND.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 25, 2026.

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