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$239,500

4408 RUDDER WAY, NEW PORT RICHEY, FL 34652

3D Tour
Active173 days on market

Beds

2

Baths

2

Sq Ft

1,128 sq ft

Year Built

1975

Lot Size

0.14 acres

Garage

2

About This Property

Private Beach and Private Park COMMUNITY. This 2-bedroom, 2-bathroom, 2-car garage PLUS separate Family Room and Living Room, is situated in Gulf Harbors, a beautiful waterfront, golf cart friendly community that has the only Private community Beach on the Gulf in Florida. The home has been updated with modern design and is ready to welcome its new owners. Updated and remodeled and GORGEOUS! THE KITCHEN FEATURES plenty of CABINETS, UPGRADED Granite COUNTERTOPS, Dishwasher, Range/Oven, microwave and Refrigerator. All Tile throughout the home. Screened patio in rear overlooking lush tropical conservation area. The community also offers an optional Civic Association with access to two boat ramps ($125/year) Whether you are looking for a full time Homesteaded residence, winter Home or a wonderful rental property, you don't want to miss this one! Gulf Harbors has a steady calendar of community events at the Private Beach and at the Civic Center with opportunities to connect with neighbors. THE Gulf of Mexico AMENITIES make Gulf Harbors A ONE OF A KIND community. For a optional minimum annual fee PER YEAR, Residents can JOIN THE GULF FRONT BEACH CLUB ($200/yr), which is a Private shoreline oasis where Sunset's are a nightly highlight and is equipped with restrooms, cabanas and grills. Do you need a place to launch your boat? Homeowner's can Join the optional CIVIC ASSOCIATION $125/yr) and have access to two boat launches. Enjoy a variety of dining, entertainment, local hangouts, shopping, parks, music, pickleball courts, restaurants, shopping, and only 45 min to Tampa International Airport. Some of Florida's most magnificent public beaches are a short drive away. There is NO Homeowners Association in the community. There are Deed Restrictions. Schedule your private showing today. Seller is a licensed Realtor.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8493493
StatusActive
Year Built1975
Stories1
Total Rooms5
ConstructionStucco
RoofShingle
FoundationBlock
FacesNorth
SubdivisionFLOR A MAR
CountyPasco
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorEating Space In Kitchen, Open Floorplan, Stone Counters, Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Washer Hookup
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorPrivate Yard
FencingWire
Lot Size0.14 acres (6,300 sq ft)
Lot FeaturesConservation Area
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Public, Sewer Connected, Underground Utilities, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$239,500
Original Price$294,500
Annual Taxes$3,631 (2025)
FinancingCash, Conventional
ZoningR4
Parcel #162618038.A002.00046.0

Directions

US Highway 19 to Floramar Terrace west to Shell Stream right, follow around to Rudder Way....home is on the left side(tan with 2 car garage)

Location

4408 RUDDER WAY, NEW PORT RICHEY, FL 34652

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedApril 16, 2026

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Preferred Time

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Home Price

$239,500

20% ($47,900)
6.75%

Loan Term

Principal & Interest$1,243
Property Tax (est.)$220
Insurance (est.)$150
Total Monthly$1,612
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How to Buy This Home

Multiple financing options available for this $239,500 home in NEW PORT RICHEY.

🏦

Conventional

$11,975 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 16, 2026.

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