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$265,000

2223 PHILIPPINE DRIVE UNIT 35, CLEARWATER, FL 33763

3D Tour
Active181 days on market

Beds

2

Baths

3

Sq Ft

1,680 sq ft

Year Built

1993

Lot Size

—

Garage

—

About This Property

Beautifully remodeled condo located in the highly sought-after On Top of the World, a premier 55+ community offering retirement living at its finest! This spacious 2-bedroom, 2.5-bathroom residence features 1,680 heated square feet, making it one of the larger floor plans in the community. Designed for comfort and convenience, this home includes a private in-unit laundry room and is truly move-in ready. Enjoy a long list of brand-new upgrades, including luxury vinyl flooring with sound-reducing underlayment, refinished kitchen cabinets paired with elegant quartz countertops, stainless steel appliances, a new garbage disposal, updates in all 3 bathrooms, fresh interior paint, updated electrical outlets, modern LED lighting fixtures, new fans, decorative shutters, and updated plumbing under all sinks with new water shut-offs. Every detail has been thoughtfully updated to provide a modern, low-maintenance lifestyle. The association offers exceptional value, covering exterior building maintenance—including the roof and landscaping—gated security, trash removal, cable TV, and more, giving you peace of mind and easy living. The lifestyle here is truly second to none. Residents enjoy access to two championship golf courses free of charge, two large swimming pools, tennis and pickleball courts, a fully equipped fitness center, hobby studios, a fishing pier, kayaking, a dog park, and a convenient free community shuttle—all just steps from your door. This unit represents an exceptional opportunity to own one of the larger floor plans available in this class of building, ideally situated within one of the most desirable locations in the community. Priced to sell and ready to show. Come experience for yourself why On Top of the World has remained one of Florida’s most beloved active adult communities for decades.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8493880
StatusActive
Year Built1993
Stories3
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionON TOP OF THE WORLD
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsShutters
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorStorage
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Public

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$265,000
Original Price$335,000
Annual Taxes$3,954 (2025)
FinancingCash, Conventional
Parcel #312816641230850350

Directions

US 19, West on 580, South on Belcher, Right at light on World Parkway, Left on Americus Blvd, Right on Philippine Dr to address on left "Espana"

Location

2223 PHILIPPINE DRIVE UNIT 35, CLEARWATER, FL 33763

Listing Information

OfficePREFERRED REALTY GROUP, LLC
ListedApril 8, 2026

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Home Price

$265,000

20% ($53,000)
6.75%

Loan Term

Principal & Interest$1,375
Property Tax (est.)$243
Insurance (est.)$150
Total Monthly$1,768
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How to Buy This Home

Multiple financing options available for this $265,000 home in CLEARWATER.

🏦

Conventional

$13,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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