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$480,000

6396 GARDNER DRIVE, LAKELAND, FL 33813

3D Tour
Active152 days on market

Beds

5

Baths

4

Sq Ft

3,120 sq ft

Year Built

2021

Lot Size

0.14 acres

Garage

2

About This Property

NEW GREAT PRICE! Need MORE space without leaving Lakeland?? Welcome to one of the rarest homes in the neighborhood—this expansive 5-bedroom, 3.5-bathroom two-story residence is among the largest floor plans in the neighborhood with very few being available for purchase! Built in 2021, this modern home offers the perfect blend of space, functionality, and style. The thoughtfully designed layout features a spacious primary suite conveniently located on the first floor, providing privacy and ease of living. Upstairs, you’ll find four additional bedrooms along with two versatile flex spaces—ideal for a home office, media room, playroom, or fitness area. At the front of the home, a formal dining room creates an inviting space for gatherings and entertaining, while the open-concept living areas showcase contemporary finishes and modern upgrades throughout. Additional highlights include a 2-car garage with a practical mudroom entry, offering everyday convenience and organization. With its rare size, newer construction, minimal HOA, and flexible living spaces, this home truly stands out as a unique opportunity in a neighborhood with limited supply. This amount of space is hard to come by in Lakeland and perfect for family living. A short drive to Orlando is great for day trips to the theme parks while still being just a few hours from the beaches!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8493909
StatusActive
Year Built2021
Stories2
Total Rooms15
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionANISTON
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.14 acres (6,251 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$275 / Annually
Senior CommunityNo

Financial Details

List Price$480,000
Original Price$545,000
Annual Taxes$4,934 (2025)
Parcel #242923288039000560

Schools

ElementarySpessard L. Holland Elementary
MiddleBartow Middle
HighBartow High

Directions

Going East on E County Rd 540A, turn Right on Kitty Fox Ln. Left on Reding Way. Left on Polly Ln, then Left on Gardner Dr.

Location

6396 GARDNER DRIVE, LAKELAND, FL 33813

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedMay 7, 2026

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Home Price

$480,000

20% ($96,000)
6.75%

Loan Term

Principal & Interest$2,491
Property Tax (est.)$440
Insurance (est.)$150
Total Monthly$3,081
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $480,000 home in LAKELAND.

🏛️

FHA Loan

$16,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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