$480,000
6396 GARDNER DRIVE, LAKELAND, FL 33813
Beds
5
Baths
4
Sq Ft
3,120 sq ft
Year Built
2021
Lot Size
0.14 acres
Garage
2
About This Property
NEW GREAT PRICE! Need MORE space without leaving Lakeland?? Welcome to one of the rarest homes in the neighborhood—this expansive 5-bedroom, 3.5-bathroom two-story residence is among the largest floor plans in the neighborhood with very few being available for purchase! Built in 2021, this modern home offers the perfect blend of space, functionality, and style. The thoughtfully designed layout features a spacious primary suite conveniently located on the first floor, providing privacy and ease of living. Upstairs, you’ll find four additional bedrooms along with two versatile flex spaces—ideal for a home office, media room, playroom, or fitness area. At the front of the home, a formal dining room creates an inviting space for gatherings and entertaining, while the open-concept living areas showcase contemporary finishes and modern upgrades throughout. Additional highlights include a 2-car garage with a practical mudroom entry, offering everyday convenience and organization. With its rare size, newer construction, minimal HOA, and flexible living spaces, this home truly stands out as a unique opportunity in a neighborhood with limited supply. This amount of space is hard to come by in Lakeland and perfect for family living. A short drive to Orlando is great for day trips to the theme parks while still being just a few hours from the beaches!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Going East on E County Rd 540A, turn Right on Kitty Fox Ln. Left on Reding Way. Left on Polly Ln, then Left on Gardner Dr.
Location
6396 GARDNER DRIVE, LAKELAND, FL 33813
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$480,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $480,000 home in LAKELAND.
🏛️
FHA Loan
$16,800 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.