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$450,000

1768 HARBOR CIRCLE E, LARGO, FL 33770

Active158 days on market

Beds

2

Baths

3

Sq Ft

1,735 sq ft

Year Built

1962

Lot Size

0.18 acres

Garage

1

About This Property

Virtually Staged. Harbor Hills is a highly desirable, established neighborhood conveniently located within 10 minutes of white sandy beaches, shopping, restaurants, and more. This spacious home with a SCREENED, ENCLOSED POOL boasts a Primary Suite Bedroom with an Ensuite bathroom PLUS a 9'x 17' bonus room nestled between them; an ideal space for a home office, nursery, or dressing room. The 2nd bedroom is adjacent to the home's 2nd full bathroom. The combination living/dining room is 14' x 25' and includes a Florida Room overlooking the pool. The galley kitchen with eat-in space presents even more opportunities. Whether in the pool or enjoying the expansive backyard, the white vinyl fence ensures your privacy. Solar panels make the home efficient. This home is a canvas awaiting the new owner's final touches.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8494574
StatusActive
Year Built1962
Stories1
Total Rooms5
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHARBOR HILLS 3RD ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorAccessibility Features, Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Thermostat, Window Treatments
FlooringCeramic Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Washer, Water Filtration System
LaundryIn Garage
WindowsShades, Window Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
FencingVinyl
Lot Size0.18 acres (7,998 sq ft)
Lot Dimensions80 x 100
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Pool Sweep

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Public, Solar, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$100 / Annually
Senior CommunityNo

Financial Details

List Price$450,000
Original Price$530,000
Annual Taxes$1,645 (2025)
FinancingCash, Conventional, FHA
ZoningR-3
Parcel #063015360540080100

Schools

ElementaryAnona Elementary-PN
MiddleSeminole Middle-PN
HighLargo High-PN

Directions

From Indian Rocks Rd, travel West on Avocado Rd to Harbor Hills Dr, turn turn left, follow to Harbor Cir E, turn left and follow to the home.

Location

1768 HARBOR CIRCLE E, LARGO, FL 33770

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE
ListedApril 7, 2026

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Home Price

$450,000

20% ($90,000)
6.75%

Loan Term

Principal & Interest$2,335
Property Tax (est.)$413
Insurance (est.)$150
Total Monthly$2,897
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $450,000 home in LARGO.

🏛️

FHA Loan

$15,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$22,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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