$128,900
2614 COVE CAY DRIVE UNIT 405, CLEARWATER, FL 33760
Beds
1
Baths
1
Sq Ft
565 sq ft
Year Built
1972
Lot Size
—
Garage
—
About This Property
Experience resort style living in this beautiful penthouse studio at Cove Cay where comfort meets convenience in a truly desirable location. Although this unit is perched on the top floor, the elevator is right across the hall for your convenience. Additionally, this residence offers an open, airy layout with golf course views, ample storage space, laundry closet, and a peaceful, private atmosphere. Cove Cay welcomes all ages to enjoy its amenities such as a sparkling pool, spa, fitness center, clubhouse, sauna, and beautifully maintained grounds that create a vacation-like atmosphere year-round. The HOA for this unit is one of the lowest in the community and includes internet, cable, insurance, grounds maintenance, pool maintenance, water, sewer, and trash. Ideally located within 5 miles of St. Petersburg–Clearwater International Airport and less than 10 miles to Clearwater Beach, this property offers unbeatable convenience for frequent travelers, commuters, or those seeking easy access to the best of the Tampa Bay area.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From US-19, take the Whitney Road exit onto Frontage Road. Turn right onto Haines Bayshore Road. Continue a short distance and turn left into the Cove Cay community entrance. Stop at the guard gate to obtain access. Once inside, follow signs to Building 2614 toward the back of the community.
Location
2614 COVE CAY DRIVE UNIT 405, CLEARWATER, FL 33760
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$128,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $128,900 home in CLEARWATER.
🏛️
FHA Loan
$4,512 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$6,445 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.