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$209,000

3700 S OSPREY AVENUE UNIT 205, SARASOTA, FL 34239

Active181 days on market

Beds

2

Baths

1

Sq Ft

991 sq ft

Year Built

1979

Lot Size

2.12 acres

Garage

—

About This Property

Virtually Staged. Beautifully renovated and ideally located West of the Trail, this spacious two-bedroom Sarasota condominium offers distinctive design and exceptional convenience. The interior features custom imported Italian cabinetry, wood-grain tile flooring, an open kitchen and living area, in-unit washer/dryer, and generously sized rooms. Concrete construction, elevator access, and a landscaped interior courtyard add to the appeal. Siesta Key Village and its world-renowned beach are approximately 7 minutes away, with Southside Village, Sarasota Memorial Hospital, Trader Joe’s, Publix, Morton’s, and Hillview restaurants all nearby. A perfect blend of style, space, location, and value.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8494655
StatusActive
Year Built1979
Stories1
Total Rooms7
ConstructionBlock, Concrete
RoofConcrete
FoundationSlab
FacesWest
SubdivisionPLAZA GARDENS
CountySarasota
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony
Lot Size2.12 acres (92,275 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$209,000
Original Price$237,000
Annual Taxes$2,548 (2025)
ZoningCN
Parcel #2039161026

Directions

Take the fastest usual route via I-75 South and State Highway 758 (Bee Ridge Road) toward your destination at 3700 S Osprey Ave, Sarasota, FL 34239. Begin by heading south on I-75 S for approximately 9.6 miles, then take exit 207 for FL-758 W/Bee Ridge Road. Continue for 0.3 miles and use any lane to turn right onto State Highway 758/Bee Ridge Road, passing the Bank of America Financial Center on your left in about 2.9 miles. Stay on this road for 5.0 miles, then continue onto Bay Road for 0.2 miles. Proceed onto South Osprey Avenue for another 0.2 miles, then turn left and continue a short distance to arrive at your destination.

Location

3700 S OSPREY AVENUE UNIT 205, SARASOTA, FL 34239

Listing Information

OfficeLPT REALTY, LLC
ListedApril 8, 2026

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Home Price

$209,000

20% ($41,800)
6.75%

Loan Term

Principal & Interest$1,084
Property Tax (est.)$192
Insurance (est.)$150
Total Monthly$1,426
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How to Buy This Home

Multiple financing options available for this $209,000 home in SARASOTA.

🏛️

FHA Loan

$7,315 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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