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$575,000

785 DUQUE ROAD, LUTZ, FL 33549

Active115 days on market

Beds

3

Baths

2

Sq Ft

2,504 sq ft

Year Built

1991

Lot Size

0.97 acres

Garage

2

About This Property

In the heart of beautiful Lutz, this charming lakefront home sits on approximately a 1-acre parcel on tranquil Tiffany Lake. Spanning 3,258 square feet, this home features 3 bedrooms and 2 bathrooms. The first-floor features 2 bedrooms and 1 bathroom. The kitchen includes a wet bar, stainless steel appliances, plenty of cabinet space and an eat in kitchen area with lots of sunlight. There is also a fireplace in the family room area. The second floor consists of the primary bedroom with its own fireplace, a walk-in closet and the primary bathroom. The bathroom has a whirlpool bathtub and a separate shower. It also has a small balcony with a view of the lake. This home also features a 2-car attached garage. This custom-built house is the home of the original builder.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8494961
StatusActive
Year Built1991
Total Rooms9
ConstructionBrick, Wood Frame
RoofShingle
FoundationConcrete Perimeter
FacesEast
SubdivisionUNPLATTED
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Central Vacuum, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s), Wet Bar
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryElectric Dryer Hookup, Laundry Chute
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Irrigation System, Private Mailbox, Storage
Lot Size0.97 acres (42,500 sq ft)
Lot Dimensions100 x 425 x 102 x 442
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Sprinkler Well, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$575,000
Original Price$655,000
Annual Taxes$3,975 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-2
Parcel #05154514090

Directions

Take I-275 N to exit on Bearss Ave., turn right on Bearss Ave. to the first stop light. Turn left at stop light. going north on Florida Ave. (HWY 41) to Duque Rd. Turn right on Duque Rd. 785 Duque Rd. will be on the right-hand side.

Location

785 DUQUE ROAD, LUTZ, FL 33549

Listing Information

OfficeFRANK VACANTI REALTY INC
ListedMay 18, 2026

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Home Price

$575,000

20% ($115,000)
6.75%

Loan Term

Principal & Interest$2,984
Property Tax (est.)$527
Insurance (est.)$150
Total Monthly$3,661
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How to Buy This Home

Multiple financing options available for this $575,000 home in LUTZ.

🏛️

FHA Loan

$20,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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