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$564,900

491 ST TROPEZ CIRCLE NE, ST PETERSBURG, FL 33703

3D Tour

Active98 days on market

Beds

Baths

Sq Ft

1,516 sq ft

Year Built

1985

Lot Size

0.08 acres

Garage

About This Property

Nestled within the beautiful, gated community of Placido Bayou in Northeast St. Petersburg, this spacious villa is the largest floor plan available and features a thoughtfully added, fully built-out bonus room. Offering 3 bedrooms, 2 full baths, and a one-car garage, the home welcomes you with a charming pavered courtyard perfect for outdoor dining and greenery, complete with an electronic sun awning and pergola covering. Inside, you’ll find new luxury vinyl flooring throughout and a desirable split floor plan. The kitchen is equipped with a refrigerator, range, microwave, dishwasher, and disposal, and opens via sliding glass doors to the private courtyard—ready for your personal updates and design touches. The primary suite features a walk-in closet, adjoining nook, and en-suite bath, while both bathrooms include newer 17" toilets and an opportunity for modernization. The versatile bonus room can be closed off for privacy and includes tile flooring, ceiling fans, and a built-in office—ideal for remote work or hobbies. The home has never flooded and includes a washer and dryer conveniently located in the garage, which still accommodates a vehicle. This intimate 25-unit enclave offers a unique blend of privacy and community, with a pool, spa, with restrooms steps away. HOA covers 24-guard gate, cable TV, exterior painting, and lawn maintenance. HOA fee covers cable TV, internet, exterior painting, 24-hour guard gate, community pool, and ground maintenance. Block construction. Washer and dryer are included. Residents enjoy scenic sidewalks around lakes and easy access to a tennis club, the Pinellas Trail for biking, nearby shopping, restaurants, and vibrant downtown St. Petersburg.

Property Overview

Property TypeResidential

Sub TypeVilla

MLS #TB8495101

StatusActive

Year Built1985

Stories1

Total Rooms7

ConstructionBlock

RoofTile

FoundationBlock

FacesNortheast

SubdivisionPLACIDO BAYOU

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments

FlooringLuxury Vinyl, Porcelain Tile

AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

LaundryIn Garage

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorCourtyard, Permeable Paving, Sidewalk, Sliding Doors

FencingVinyl

Lot Size0.08 acres (3,615 sq ft)

Lot Dimensions44 x 84

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Available, Fire Hydrant, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes

HOA Fee$464 / Monthly

Senior CommunityNo

Financial Details

List Price$564,900

Original Price$464,900

Annual Taxes$2,786 (2025)

FinancingCash, Conventional, FHA, VA Loan

Parcel #053117719120010020

Schools

ElementaryNorth Shore Elementary-PN

MiddleMeadowlawn Middle-PN

HighNortheast High-PN

Directions

From 1st Street North or South - turn east at the light at 47th Ave N. Go to guard gate. At 4 -way. stop - turn left; Take St Tropez Cir. - 491 Villa on the right .

Location

491 ST TROPEZ CIRCLE NE, ST PETERSBURG, FL 33703

Listing Information

OfficeASSURANCE PROPERTY & REALTY SERVICES, INC.

ListedApril 7, 2026

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Home Price

$564,900

Down Payment20% ($112,980)

Interest Rate6.75%

Loan Term

Principal & Interest$2,931

Property Tax (est.)$518

Insurance (est.)$150

Total Monthly$3,599

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Nearby Schools

Elementary School

North Shore Elementary-PN

View on GreatSchools →

Middle School

Meadowlawn Middle-PN

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High School

Northeast High-PN

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How to Buy This Home

Multiple financing options available for this $564,900 home in ST PETERSBURG.

🏛️

FHA Loan

$19,772 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 14, 2026.