$1,200,000
130 86TH TERRACE, TREASURE ISLAND, FL 33706
Beds
6
Baths
4
Sq Ft
2,298 sq ft
Year Built
1946
Lot Size
0.07 acres
Garage
—
About This Property
Live by the beach while having your tenants cover the expenses! When you step into one of these three units, you'll be captivated by the meticulous attention to detail and a multitude of modern upgrades that make this property a true gem in the heart of Sunset Beach. With a brand new roof and AC system installed in 2024, you can enjoy worry-free living. Enhanced security and energy efficiency are ensured by the new hurricane windows, while the high and dry electric panels guarantee safety and functionality. Each unit features three high-efficiency tankless water heaters, providing instant hot water for your convenience and peace of mind. The lower units are thoughtfully designed with durable stucco walls, custom PVC cabinets, and removable closet doors that facilitate easy preparation and organization. Additionally, the clever furniture pulley system allows you to lift and store furniture. Don’t miss out on the opportunity to own this beautifully upgraded property, just steps away from the stunning Gulf of Mexico. Schedule your showing today and experience the perfect blend of comfort, style, and modern living! Check out the virtual tour or ask for a video walk through!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Take 66th St N and Central Ave N to 104th Ave in Treasure Island, Follow 104th Ave to Gulf Blvd, L onto Gulf Blvd, Continue on W Gulf Blvd. Drive to 86th Terrace
Location
130 86TH TERRACE, TREASURE ISLAND, FL 33706
Listing Information
Schedule a Tour
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Preferred Time
Home Price
$1,200,000
Loan Term
Financing a Luxury Home
Specialized financing for this $1,200,000 property in TREASURE ISLAND. Luxury purchases typically require jumbo or portfolio lending.
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Jumbo Loan
$120,000 Down
For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.
🎖️
VA Jumbo
$0 Down
VA-eligible borrowers can go above conforming limits with zero down in many cases.
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Portfolio Loan
$180,000 Down
Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.
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Bridge Loan
$240,000 Down
Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.