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$329,800

5638 146TH TERRACE N, CLEARWATER, FL 33760

3D Tour
Active180 days on market

Beds

4

Baths

1

Sq Ft

1,288 sq ft

Year Built

1973

Lot Size

0.21 acres

Garage

—

About This Property

LOCATION, CONDITION, & PRICE!! Welcome to our move-in-ready home located in the highly desired community of Highpoint Estates. This property boasts a Wide-Open, Split Floor plan designed to maximize Natural Light, Functionality, and everyday Comfort. Property features include a fully renovated Kitchen with CORIAN Counter-tops, REAL wood cabinetry, and Stainless appliances.  The main living area boasts all tile flooring, with new luxury vinyl in the bedrooms that provide a crisp, clean, and modern feel. The large Master Bed is adjacent to the laundry room fixtures making a 2nd, primary bath easy to install. The kitchen is the centerpiece of this property; flowing seamlessly into the main living area and rear covered patio, creating a true Indoor-Outdoor experience perfect for entertaining and family gatherings. The fully Fenced, Pool-sized yard offers exceptional privacy with plenty of room to store your Boats, RV’s, Trailers, and more. This home is located in unincorporated Clearwater, which allows for Short-Term Rentals, making it perfect for homeowners and investors alike. The Low-Cost transferable insurance makes this home affordable and budget-friendly. FHA, VA, Cash, & Conventional buyers are Welcome. This home is centrally located, just minutes from Gulf beaches, shopping, dining, top schools, and both Tampa International & St. Pete Clearwater airports. This home is priced to sell and won't last long. Call today to schedule your private showing. homeowners and investors alike. The Low-Cost transferable insurance makes this home affordable and budget-friendly. FHA, VA, Cash, & Conventional buyers are Welcome. This home is centrally located, just minutes from Gulf beaches, shopping, dining, top schools, and both Tampa International & St. Pete Clearwater airports. This home is priced to sell and won't last long. Call today to schedule your private showing.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8495770
StatusActive
Year Built1973
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIGHPOINT ESTATES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Lighting, Sidewalk
FencingFenced, Vinyl
Lot Size0.21 acres (9,030 sq ft)
Lot Dimensions69 x 122
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$329,800
Original Price$348,800
Annual Taxes$3,317 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #043016394110000230

Directions

From Ulmerton Rd, head North on 58th St, East on 150th Ave N, South on 55th Way N, East on 146th Ter to the site address on the South hand side.

Location

5638 146TH TERRACE N, CLEARWATER, FL 33760

Listing Information

OfficeTHE C SMITH REAL ESTATE GROUP LLC
ListedApril 9, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$329,800

20% ($65,960)
6.75%

Loan Term

Principal & Interest$1,711
Property Tax (est.)$302
Insurance (est.)$150
Total Monthly$2,164
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How to Buy This Home

Multiple financing options available for this $329,800 home in CLEARWATER.

🏛️

FHA Loan

$11,543 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,490 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 5, 2026.

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