$374,000
11531 SHIPWATCH DRIVE UNIT 1037, LARGO, FL 33774
Beds
3
Baths
2
Sq Ft
1,430 sq ft
Year Built
1994
Lot Size
—
Garage
1
About This Property
One or more photo(s) has been virtually staged. PRICE REDUCTION - Lowest Market Price per SqFt for a 3-bedroom here in Shipwatch - MUST SEE - Coastal Comfort Meets Turnkey Living - Welcome to effortless Florida living in the sought-after waterfront community of Shipwatch Yacht & Tennis Club, where lush landscaping, peaceful lagoons, and coastal breezes create a true resort-style retreat. This immaculate second-floor, 3-bedroom, 2-bath residence offers the perfect blend of comfort, convenience, and relaxed elegance. From the moment you enter, you’ll feel at home. Inside, an open and airy floor plan is filled with natural light and enhanced by new flooring throughout. The spacious living area flows seamlessly to a private screened porch overlooking a tranquil lagoon and waterfall, an ideal setting for morning coffee or unwinding at the end of the day. The light and bright kitchen features a cozy eating area with views of Florida’s blue skies, plus a large pantry for added storage. Enjoy the convenience of an inside laundry closet and appreciate the added value of a detached one-car garage, offering covered parking and extra storage space. Lovingly maintained, move-in ready, and ideally located, this home is perfect as a full-time residence, seasonal retreat, or smart investment. Residents of Shipwatch Yacht & Tennis Club enjoy extraordinary amenities including multiple pools, tennis and pickleball courts, fitness facilities, clubhouses, walking trails, scenic ponds, and a private marina, all set on beautifully landscaped grounds along the Intracoastal Waterway. Just minutes from Indian Rocks Beach, shopping, dining, and golf—and with easy access to everything the Gulf Coast lifestyle has to offer—this exceptional condo invites you to relax, recharge, and truly enjoy Florida living. Schedule your private showing and discover why Shipwatch is more than a home—it’s a lifestyle.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Directions to Shipwatch Yacht & Tennis Club-Enter the Shipwatch complex from Walsingham Road just before the Indian Rocks Beach Bridge. After turning onto Shipwatch Drive, make an immediate right. Drive past the guard house; you will pass by the first clubhouse, pool and tennis courts as you enter... the traffic arm will lift as you approach. Continue along this drive to the end, then turn right, remaining on Shipwatch Drive as it curves to the left. (At this curve, the driveway entry to the second clubhouse,pool and fitness center is on your right). The driveway for unit #1037 is directly on your left at the end as you approach the stop sign. Parking is available in the driveway by the garage—this is a second-floor unit
Location
11531 SHIPWATCH DRIVE UNIT 1037, LARGO, FL 33774
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$374,000
Loan Term
How to Buy This Home
Multiple financing options available for this $374,000 home in LARGO.
🏛️
FHA Loan
$13,090 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,700 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 12, 2026.