$399,999
120 SUMMERSHORE DRIVE, AUBURNDALE, FL 33823
Beds
4
Baths
2
Sq Ft
1,991 sq ft
Year Built
2020
Lot Size
0.18 acres
Garage
2
About This Property
No CDD Fee! This home is located in an USDA eligible area and may qualify for a USDA loan program with no down payment required for qualified buyers. Welcome to this beautifully upgraded, move-in ready home located at 120 Summershore Dr in the highly desirable WATERCREST ESTATES community of Auburndale! Built in 2020, this modern residence offers nearly 2,000 square feet of thoughtfully designed living space, featuring 4 spacious bedrooms, 2 bathrooms, and an open-concept layout perfect for both everyday living and entertaining. The gourmet kitchen serves as the heart of the home, showcasing elegant quartz countertops, ample cabinetry, and a seamless flow into the dining and living areas. All appliances convey—including the GE sapphire blue washer and dryer—making this home truly turnkey. The private primary suite provides a relaxing retreat, complete with a large walk-in closet and a beautifully updated en-suite bathroom featuring a walk-in shower with sliding glass doors, replacing the original tub for a sleek, modern feel. A stylish barn door adds warmth and character to the space. Enjoy Florida living year-round with both the front and back lanais upgraded with new flooring and fully screened in—perfect for morning coffee or unwinding in the evening without the bugs. The fully fenced backyard offers ample space for pets, play, or entertaining and features a 10x15 storage shed—ideal for all your lawn care needs and additional storage for gardening equipment. Additional highlights include a spacious 20x20 garage with durable epoxy flooring, providing ample room for two vehicles, and financed solar panels, enhancing energy efficiency and helping reduce utility costs. This home perfectly blends comfort, style, and functionality—don’t miss your opportunity to make it yours! Click the VIRTUAL TOUR #1 to virtually walk through the home. You can use the function button on the bottom left to remove furniture, or see the measurements of each room.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
I-4 W toward Tampa, Take exit 44 toward Auburndale, Turn left onto FL-559 S, Keep left to continue on FL-559 S/State Rd 559, Continue onto FL-559 S/State Rd 559 S, Turn left onto Adams Rd, Turn left onto Spring Creek Dr, Turn left at the 1st cross street onto Autumn Stream Dr, Turn left onto Summershore Dr.
Location
120 SUMMERSHORE DRIVE, AUBURNDALE, FL 33823
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$399,999
Loan Term
How to Buy This Home
Multiple financing options available for this $399,999 home in AUBURNDALE.
🏛️
FHA Loan
$14,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.