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$575,000

18853 TRACER DRIVE, LUTZ, FL 33549

3D Tour
Active116 days on market

Beds

5

Baths

5

Sq Ft

4,166 sq ft

Year Built

1965

Lot Size

0.31 acres

Garage

—

About This Property

Located in an established area of Lutz, this expansive 5-bedroom, 4.5-bath residence offers over 4,000 square feet of living space with a layout designed for flexibility, comfort, and everyday livability. From the moment you enter, the home opens into a bright, flowing interior with multiple living areas that adapt to a variety of lifestyles. The presence of dual primary suites creates options rarely found at this scale—whether for extended household living, long-term guests, or simply the ability to spread out and live with ease. The main primary suite is positioned to take full advantage of the home’s setting, overlooking a pond with direct access to a private patio. The space is complemented by dual vanities, an oversized walk-in shower, and a generously sized walk-in closet, designed for both function and comfort. The kitchen features newer cabinetry, granite countertops, and stainless steel appliances, offering a clean and practical space that connects naturally to the main living areas. Additional updates include flooring, electrical, and plumbing, contributing to a home that is ready to be enjoyed without immediate projects. Outdoors, the pond and private dock create a quiet backdrop that adds depth to the property, while the yard provides usable space. With no HOA restrictions, the property offers a level of flexibility that is increasingly limited in the area. Optional access to ski-friendly Lake Keen, located just a few blocks away, adds another dimension for those who enjoy time on the water. Conveniently located with access to Tampa, major roadways, shopping, and dining, this home brings together space, setting, and versatility in a way that is not often available in one property. If you’re looking for: space that actually works, flexibility for real life, a setting that feels different from everything else - you should see this one.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8496978
StatusActive
Year Built1965
Stories1
Total Rooms10
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionTRACERS LAKE KEEN ESTATES UNI
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Vinyl
AppliancesDryer, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.31 acres (13,500 sq ft)
Lot Dimensions108 x 125
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$575,000
Original Price$675,000
Annual Taxes$6,540 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-4
Parcel #U07271919Y00000000034.0

Directions

From the property, take Livingston Ave south for a few miles, turn right onto Bearss Ave, and follow it west to quickly access Interstate 275 for an easy commute to Tampa and surrounding areas.

Location

18853 TRACER DRIVE, LUTZ, FL 33549

Listing Information

OfficeREALTY ONE GROUP ADVANTAGE
ListedApril 16, 2026

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Home Price

$575,000

20% ($115,000)
6.75%

Loan Term

Principal & Interest$2,984
Property Tax (est.)$527
Insurance (est.)$150
Total Monthly$3,661
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How to Buy This Home

Multiple financing options available for this $575,000 home in LUTZ.

🏛️

FHA Loan

$20,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.

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