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$435,000

4225 OLD KATHLEEN ROAD, LAKELAND, FL 33810

Active169 days on market

Beds

3

Baths

2

Sq Ft

1,595 sq ft

Year Built

1920

Lot Size

0.81 acres

Garage

1

About This Property

Improved Price! Welcome to this extensively updated 3-bedroom, 2-bathroom home with IN-LAW suite in Lakeland, Florida! On MOL .80 acre corner lot with NO HOA, this thoughtfully improved and meticulously maintained, this property offers modern comfort, versatility, and long-term peace of mind. Inside the main home (1,558 heated sq ft), you’ll find a stylish kitchen featuring stainless steel appliances with a gas range, along with updated cabinetry, fixtures, and finishes completed in 2022. The home has been upgraded throughout, including a new HVAC system and septic (2023), water heater and appliances (2022), and a well pump and water softener (2025). A gas fireplace, whole-house generator (2024) and irrigation system (2025) add even more value and convenience. Step outside and discover a standout feature—an ADU (Accessory Dwelling Unit) complete with its own mini-split system (2025), kitchen, bathroom, bedroom, living area, and separate septic with roughly 387 sqft of living space. Ideal for guests, rental income, or multigenerational living, it can also be converted back into a garage if desired. Additional highlights include a 50-amp RV outlet, natural gas for the fireplace and range, a shed wired for electricity, and recent utility upgrades with TECO replacing all lines in 2025. The metal roof was installed in 2017, completing this impressive list of improvements. Conveniently located near outdoor attractions like Lake Parker Park and shopping at Lakeside Village, this property offers the perfect blend of comfort, flexibility, and location. Don’t miss this rare opportunity to own a move-in-ready home with extensive upgrades and income-producing potential!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8497071
StatusActive
Year Built1920
Stories1
Total Rooms9
ConstructionWood Frame, Wood Siding
RoofMetal, Shingle
FoundationCrawlspace
FacesSouth
SubdivisionNO SUBDIVISION
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
FlooringLaminate, Tile, Hardwood
AppliancesDryer, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorLighting, Sidewalk, Storage
Lot Size0.81 acres (35,096 sq ft)
Lot Dimensions256 x 135
Lot FeaturesCleared, Corner Lot, In County, Landscaped, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$435,000
Original Price$475,000
Annual Taxes$739 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRC
Parcel #232734000000033030

Schools

ElementarySleepy Hill Elementary
MiddleSleepy Hill Middle
HighKathleen High

Directions

From I-4, take Exit 32 for US-98 N and head north. Turn left onto Old Kathleen Rd and continue to 4225 Old Kathleen Rd. The property will be on the right.

Location

4225 OLD KATHLEEN ROAD, LAKELAND, FL 33810

Listing Information

OfficeLPT REALTY, LLC
ListedApril 14, 2026

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Home Price

$435,000

20% ($87,000)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,806
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $435,000 home in LAKELAND.

🏛️

FHA Loan

$15,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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