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$424,900

285 107TH AVENUE UNIT 306, TREASURE ISLAND, FL 33706

Active79 days on market

Beds

Baths

Sq Ft

1,055 sq ft

Year Built

1974

Lot Size

—

Garage

—

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About This Property

Stunning 2BR/2BA Waterfront Condo in the Heart of Treasure Island – Turnkey and Perfect for Full-Time Living or a Tropical Getaway. This bright and inviting condo offers a premier waterfront lifestyle with breathtaking water views and a spacious, open living and dining area. The vintage kitchen adds charming character and is ready for your updates, while the large primary bedroom features an en-suite bath complete with walk-in shower and ample closet space, and the second bedroom provides generous room and easy access to the second full bath with tub/shower . Sold completely turn-key, this residence is ideal as a full-time home or a carefree vacation retreat. Enjoy the serenity of Treasure Island with low HOA fees, a superb location just steps from pristine white sugary sand of Treasure Island, and close proximity to a variety of restaurants and shops. A short drive brings you to downtown St. Petersburg and all of its cultural amenities, dining, and nightlife. This condo has it all: water frontage, convenience, and a location that makes every day feel like a vacation.

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8497533

StatusActive

Year Built1974

Stories6

Total Rooms8

ConstructionBlock, Concrete, Stucco

RoofBuilt-Up

FoundationSlab

FacesNorth

SubdivisionST JAMES CONDO

CountyPinellas

OwnershipCondominium

FurnishedFurnished

Interior Features

InteriorLiving Room/Dining Room Combo, Open Floorplan

FlooringLaminate

AppliancesDishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator

LaundryOther

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorLighting, Outdoor Grill, Sliding Doors

Lot FeaturesFloodZone, City Lot, Landscaped

Road SurfaceAsphalt

ViewWater

Waterfront

WaterfrontYes

FeaturesCanal Front, Intracoastal Waterway

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesPublic

Parking

GarageNo

CarportYes

HOA & Community

HOAYes

Senior CommunityNo

Financial Details

List Price$424,900

Original Price$429,000

Annual Taxes$5,520 (2025)

FinancingCash, Conventional

Parcel #233115779120000306

Schools

ElementaryMadeira Beach Elementary-PN

MiddleMadeira Beach Middle-PN

HighOsceola Fundamental High-PN

Directions

From Gulf Blvd turn east on 107th Avenue. Proceed .3 miles and St James is on the right. Park in visitors parking parallel to road.

Location

285 107TH AVENUE UNIT 306, TREASURE ISLAND, FL 33706

Listing Information

OfficeCENTURY 21 JIM WHITE & ASSOC

ListedApril 21, 2026

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Home Price

$424,900

Down Payment20% ($84,980)

Interest Rate6.75%

Loan Term

Principal & Interest$2,205

Property Tax (est.)$389

Insurance (est.)$150

Total Monthly$2,744

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Nearby Schools

Elementary School

Madeira Beach Elementary-PN

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Middle School

Madeira Beach Middle-PN

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High School

Osceola Fundamental High-PN

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How to Buy This Home

Multiple financing options available for this $424,900 home in TREASURE ISLAND.

🏦

Conventional

$21,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 9, 2026.