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$159,999

2131 RIDGE ROAD S UNIT 74, LARGO, FL 33778

3D Tour
Active79 days on market

Beds

2

Baths

2

Sq Ft

930 sq ft

Year Built

1984

Lot Size

0.03 acres

Garage

—

About This Property

3 PETS ALLOWED + ONLY $467/MONTH MAINTENANCE! BUYER’S FINANCING FELL THROUGH — THEIR LOSS IS YOUR GAIN! Incredible value compared to area comps! This 2BR/2BA villa in the desirable Crystal Woods community offers a rare combination of affordability, updates, and a generous pet policy. Much of the updating is already done, including new laminate flooring, fresh interior paint (2026), and a remodeled primary bathroom. Enjoy a bright kitchen with breakfast nook, enclosed back porch, outdoor grilling patio, and spacious primary suite with walk-in closet and additional storage. Updates include refrigerator & dishwasher (2022), washer & dryer (2024), flooring, paint, and primary bath. The kitchen is ready for your personal touch to complete the transformation! Ideally located near shopping, dining, golf, and Gulf beaches. With up to 3 pets allowed, a low $467 monthly maintenance fee, and an exceptional price compared to area comps, this is a fantastic opportunity for affordable Florida living. PRICED AS-IS — DON’T MISS THIS SECOND CHANCE! Community Highlights: Low affordable HOA, Community pool and tennis courts This home offers a great combination of recent updates and opportunity to add your personal touch. Pet-friendly environment with maximum of 3 pets allowed. Ideally located just minutes from shopping, dining, and Gulf beaches, making it perfect for year-round living or a seasonal retreat.?? Priced AS-IS to reflect remaining updates needed—great opportunity to add value!

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8497540
StatusActive
Year Built1984
Stories1
Total Rooms3
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionCOASTAL RIDGE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Split Bedroom
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.03 acres (1,233 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$467 / Monthly
Senior CommunityNo

Financial Details

List Price$159,999
Original Price$168,000
Annual Taxes$481 (2025)
FinancingCash, Conventional, FHA
Parcel #033015168640130740

Directions

West on Ulmerton , North on Ridge Road, entrance in your right, Building M on your left side unit #74

Location

2131 RIDGE ROAD S UNIT 74, LARGO, FL 33778

Listing Information

OfficeRMS ELITE PROPERTIES
ListedApril 14, 2026

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Preferred Time

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Home Price

$159,999

20% ($32,000)
6.75%

Loan Term

Principal & Interest$830
Property Tax (est.)$147
Insurance (est.)$150
Total Monthly$1,127
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How to Buy This Home

Multiple financing options available for this $159,999 home in LARGO.

🏛️

FHA Loan

$5,600 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$8,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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