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$485,000

909 HART STREET, CLEARWATER, FL 33755

3D Tour
Active166 days on market

Beds

4

Baths

3

Sq Ft

2,064 sq ft

Year Built

1947

Lot Size

0.17 acres

Garage

—

About This Property

Virtually Staged. Unique homes like 909 Hart St in Clearwater do not come along often. Thoughtfully renovated this 4-bedroom, 3-bathroom home is full of character, charm, and stylish updates that set it apart from the typical cookie-cutter property. Best of all, there is no HOA and no CDD, helping keep ownership costs lower. A true standout feature is the oversized remodeled swimming pool, which adds exceptional value and lifestyle appeal. In Florida, having a large updated pool is a major advantage — perfect for cooling off during the long summer months, entertaining guests, hosting pool parties, or simply enjoying your own private backyard retreat year-round. A charming front patio welcomes you in and offers the perfect place to enjoy your morning coffee and Florida’s beautiful weather. Inside, the spacious family room features a large fireplace, creating a warm and inviting space for relaxing or entertaining. The updated kitchen is both functional and stylish, featuring stainless steel appliances, newer cabinetry, granite countertops, and a light gray backsplash. Just beyond the kitchen, the generously sized dining room is ideal for gathering with family and friends. Tile and vinyl flooring flow throughout the home, with no carpet anywhere. Most of the windows have been replaced, adding to the home’s overall value, appeal, and peace of mind for the new owner. The renovated bathrooms feature tasteful contemporary finishes, and the oversized laundry room offers abundant cabinet storage along with a utility sink for added convenience. The private primary suite includes a large sitting area that works perfectly as a home office, workout space, or quiet retreat, with views of the patio and pool. Situated on a large lot, the fully fenced backyard is designed for enjoying the very best of the Florida lifestyle. Complete with an outdoor kitchen, spacious entertaining areas, and the oversized remodeled pool, this outdoor space is made for weekend BBQs, family gatherings, and relaxed evenings at home. Properties with this much personality, outdoor living space, and pool appeal are hard to find.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8497842
StatusActive
Year Built1947
Stories1
Total Rooms5
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionPLAZA PARK ADD CLEARWATER IMPROV CO CORR
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Open Floorplan
FlooringCeramic Tile, Hardwood
AppliancesCooktop, Dishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorGarden
Lot Size0.17 acres (7,314 sq ft)
Lot Dimensions50 x 145
Road SurfaceConcrete

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Sewer Available, Water Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$485,000
Original Price$495,000
Annual Taxes$7,388 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #102915720000030170

Directions

From downtown Clearwater, head west on Drew Street, turn right on N Highland Ave, then left onto Hart Street. Property is located at 909 Hart St on the left.

Location

909 HART STREET, CLEARWATER, FL 33755

Listing Information

OfficeLPT REALTY, LLC
ListedApril 23, 2026

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Home Price

$485,000

20% ($97,000)
6.75%

Loan Term

Principal & Interest$2,517
Property Tax (est.)$445
Insurance (est.)$150
Total Monthly$3,111
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How to Buy This Home

Multiple financing options available for this $485,000 home in CLEARWATER.

🏛️

FHA Loan

$16,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 11, 2026.

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