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- Palmetto Homes for Sale
- 10908 38TH TERRACE EAST
$549,900
10908 38TH TERRACE EAST, PALMETTO, FL 34221
Beds
4
Baths
3
Sq Ft
2,555 sq ft
Year Built
2026
Lot Size
0.22 acres
Garage
2
About This Property
MOVE-IN READY! Step off the front porch and into a welcoming entryway with an extended tray ceiling that embraces the main hallway. French doors open into a secluded home office that overlooks the front yard. A full guest suite with a private bathroom and ample closet space is off the main hall. The kitchen features an island with built-in seating, and corner walk-in pantry. The dining area flows from the kitchen to the connecting family room which offers plenty of natural light from its wall of windows and access to the backyard covered lanai. The primary bedroom has three large windows overlooking the backyard space. Double doors lead into the bathroom which hosts dual vanities, a garden tub, glass enclosed shower, and two walk-in closets. Two secondary bedrooms and the laundry room complete the floor plan. The drop zone is located off the two-car garage.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From downtown Tampa, get on I-275 S across the Sunshine Skyway Bridge. After the bridge take exit 2 for US – 41/US-19 toward Palmetto/Ellenton. Continue on US-41 S for approximately 4 miles, then turn left onto 40th Avenue. Proceed on 40th Avenue, and 37th Avenue East will be on your right. Your destination will be on the left.
Location
10908 38TH TERRACE EAST, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$549,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $549,900 home in PALMETTO.
🏛️
FHA Loan
$19,247 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$27,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 25, 2026.