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$410,000

11830 86TH AVENUE, SEMINOLE, FL 33772

Active119 days on market

Beds

4

Baths

2

Sq Ft

1,726 sq ft

Year Built

1960

Lot Size

0.21 acres

Garage

1

About This Property

Welcome to this unique 4-bedroom, 2-bathroom home located in the heart of Seminole! This non-flood zone property offers a fantastic opportunity with lots of potential, featuring a brand-new roof and updated electrical panel (2024) for added peace of mind. Inside, you’ll find a blend of classic terrazzo and hardwood flooring, along with a built-in oven that adds character to the kitchen space. One bathroom features a convenient double sink, while another showcases a modern waterfall showerhead for a touch of luxury. Step outside to enjoy a screened-in pool with a newly resurfaced finish (2025), perfect for relaxing or entertaining, along with a patio area ideal for outdoor gatherings. The large fenced-in backyard provides ample space for pets, play, or gardening, and includes a storage shed for added convenience. Situated just minutes from Seminole City Center, this home combines location, charm, and opportunity in one appealing package! Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8498017
StatusActive
Year Built1960
Stories2
Total Rooms8
ConstructionBlock, Concrete
RoofOther
FoundationSlab
FacesNorth
SubdivisionRIDGEWOOD ESTATES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Vaulted Ceiling(s)
FlooringTerrazzo, Hardwood
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Refrigerator
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered, Storage
FencingVinyl, Wood
Lot Size0.21 acres (8,960 sq ft)
Lot Dimensions80 x 112
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$410,000
Original Price$462,500
Annual Taxes$1,781 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #283015750960010040

Schools

ElementarySeminole Elementary-PN
MiddleOsceola Middle-PN
HighSeminole High-PN

Directions

Head north on 9th St N/Dr M.L.K. Jr St N, Use the left lane to turn left onto N Frontage Rd, Use the left lane to take the FL-694 W/Gandy Blvd ramp to I-275 S, Continue onto Park Blvd, Turn right onto Ridge Rd, Turn left onto 86th Ave N, Home will be on the left.

Location

11830 86TH AVENUE, SEMINOLE, FL 33772

Listing Information

OfficeREAL BROKER, LLC
ListedMay 1, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$410,000

20% ($82,000)
6.75%

Loan Term

Principal & Interest$2,127
Property Tax (est.)$376
Insurance (est.)$150
Total Monthly$2,653
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $410,000 home in SEMINOLE.

🏛️

FHA Loan

$14,350 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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